CostIndexUSA

San Jose, CA vs Worcester, MA Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

CA
San Jose
110.4
overall index
$3,400/mo rent
More AffordableMA
Worcester
102.5
overall index
$2,075/mo rent

Worcester is moderately cheaper than San Jose — 7.2% lower overall cost of living.

To match an $80,000 salary in San Jose, you would need $74,300 in Worcester. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing46.7%
San Jose
211.9
Worcester
113
🛒 Groceries7.8%
San Jose
105.2
Worcester
97
🚗 Transportation+0.9%
San Jose
105.3
Worcester
106.3
🏥 Healthcare+0.8%
San Jose
95.3
Worcester
96.1
Utilities1.0%
San Jose
156.7
Worcester
155.2

Salary Equivalency Calculator

Enter your current salary in San Jose to see what you'd need to earn in Worcester to maintain the same purchasing power.

$
Equivalent salary in Worcester, MA
$74,300
$5,700 less needed in Worcester

Formula: salary × (102.5 ÷ 110.4) = salary × 0.9284. Based on BEA Regional Price Parities.

Housing Market

San Jose, CA

Median Home Price
$1,569,000
Median Monthly Rent
$3,400
Housing Index
211.9
Price-to-Rent Ratio
38.5×

Worcester, MA

Median Home Price
$461,000
Median Monthly Rent
$2,075
Housing Index
113
Price-to-Rent Ratio
18.5×

San Jose has 46.7% lower housing costs compared to Worcester.

Income & Job Market

San Jose, CA

Median Household Income
$153,200
Per Capita Income
$87,300
Unemployment Rate
4.2%
Population
1,013,240
Top Industries
TechnologySemiconductorsSoftwareHealthcareFinance

Worcester, MA

Median Household Income
$94,100
Per Capita Income
$53,600
Unemployment Rate
4%
Population
206,518
Top Industries
HealthcareEducationManufacturingFinanceTechnology

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

San Jose, CA
3.8×income-to-rent ratio

73% of income left after rent (median)

Worcester, MA
3.8×income-to-rent ratio

74% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.