CostIndexUSA

Springfield, MA vs Worcester, MA Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

More AffordableMA
Springfield
96.1
overall index
$1,925/mo rent
MA
Worcester
102.5
overall index
$2,075/mo rent

Springfield is moderately cheaper than Worcester — 6.7% lower overall cost of living.

To match an $80,000 salary in Springfield, you would need $85,300 in Worcester. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing+49.1%
Springfield
75.8
Worcester
113
🛒 Groceries≈ Equal
Springfield
97
Worcester
97
🚗 Transportation≈ Equal
Springfield
106.3
Worcester
106.3
🏥 Healthcare≈ Equal
Springfield
96.1
Worcester
96.1
Utilities≈ Equal
Springfield
155
Worcester
155.2

Salary Equivalency Calculator

Enter your current salary in Springfield to see what you'd need to earn in Worcester to maintain the same purchasing power.

$
Equivalent salary in Worcester, MA
$85,300
$5,300 more needed in Worcester

Formula: salary × (102.5 ÷ 96.1) = salary × 1.0666. Based on BEA Regional Price Parities.

Housing Market

Springfield, MA

Median Home Price
$356,000
Median Monthly Rent
$1,925
Housing Index
75.8
Price-to-Rent Ratio
15.4×

Worcester, MA

Median Home Price
$461,000
Median Monthly Rent
$2,075
Housing Index
113
Price-to-Rent Ratio
18.5×

Worcester has 49.1% higher housing costs compared to Springfield.

Income & Job Market

Springfield, MA

Median Household Income
$67,000
Per Capita Income
$38,200
Unemployment Rate
3.9%
Population
155,929
Top Industries
HealthcareEducationManufacturingFinanceGovernment

Worcester, MA

Median Household Income
$94,100
Per Capita Income
$53,600
Unemployment Rate
4%
Population
206,518
Top Industries
HealthcareEducationManufacturingFinanceTechnology

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Springfield, MA
2.9×income-to-rent ratio

66% of income left after rent (median)

Worcester, MA
3.8×income-to-rent ratio

74% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.