CostIndexUSA

Boston, MA vs Worcester, MA Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

MA
Boston
108.3
overall index
$3,050/mo rent
More AffordableMA
Worcester
102.5
overall index
$2,075/mo rent

Worcester is moderately cheaper than Boston — 5.4% lower overall cost of living.

To match an $80,000 salary in Boston, you would need $75,700 in Worcester. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing23.9%
Boston
148.4
Worcester
113
🛒 Groceries2.7%
Boston
99.7
Worcester
97
🚗 Transportation2.3%
Boston
108.8
Worcester
106.3
🏥 Healthcare2.3%
Boston
98.4
Worcester
96.1
Utilities+4.3%
Boston
148.8
Worcester
155.2

Salary Equivalency Calculator

Enter your current salary in Boston to see what you'd need to earn in Worcester to maintain the same purchasing power.

$
Equivalent salary in Worcester, MA
$75,700
$4,300 less needed in Worcester

Formula: salary × (102.5 ÷ 108.3) = salary × 0.9464. Based on BEA Regional Price Parities.

Housing Market

Boston, MA

Median Home Price
$709,000
Median Monthly Rent
$3,050
Housing Index
148.4
Price-to-Rent Ratio
19.4×

Worcester, MA

Median Home Price
$461,000
Median Monthly Rent
$2,075
Housing Index
113
Price-to-Rent Ratio
18.5×

Boston has 23.9% lower housing costs compared to Worcester.

Income & Job Market

Boston, MA

Median Household Income
$110,700
Per Capita Income
$63,100
Unemployment Rate
3.8%
Population
692,600
Top Industries
HealthcareEducationFinanceTechnologyBiotechnology

Worcester, MA

Median Household Income
$94,100
Per Capita Income
$53,600
Unemployment Rate
4%
Population
206,518
Top Industries
HealthcareEducationManufacturingFinanceTechnology

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Boston, MA
3.0×income-to-rent ratio

67% of income left after rent (median)

Worcester, MA
3.8×income-to-rent ratio

74% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.