CostIndexUSA

Austin, TX vs San Jose, CA Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

More AffordableTX
Austin
98.1
overall index
$1,550/mo rent
CA
San Jose
110.4
overall index
$3,400/mo rent

Austin is moderately cheaper than San Jose — 12.5% lower overall cost of living.

To match an $80,000 salary in Austin, you would need $90,000 in San Jose. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing+76.0%
Austin
120.4
San Jose
211.9
🛒 Groceries+12.2%
Austin
93.8
San Jose
105.2
🚗 Transportation+4.2%
Austin
101.1
San Jose
105.3
🏥 Healthcare+4.3%
Austin
91.4
San Jose
95.3
Utilities+91.1%
Austin
82
San Jose
156.7

Salary Equivalency Calculator

Enter your current salary in Austin to see what you'd need to earn in San Jose to maintain the same purchasing power.

$
Equivalent salary in San Jose, CA
$90,000
$10,000 more needed in San Jose

Formula: salary × (110.4 ÷ 98.1) = salary × 1.1254. Based on BEA Regional Price Parities.

Housing Market

Austin, TX

Median Home Price
$420,000
Median Monthly Rent
$1,550
Housing Index
120.4
Price-to-Rent Ratio
22.6×

San Jose, CA

Median Home Price
$1,569,000
Median Monthly Rent
$3,400
Housing Index
211.9
Price-to-Rent Ratio
38.5×

San Jose has 76.0% higher housing costs compared to Austin.

Income & Job Market

Austin, TX

Median Household Income
$98,500
Per Capita Income
$56,100
Unemployment Rate
3.9%
Population
978,908
Top Industries
TechnologyGovernmentHealthcareEducationEntertainment

San Jose, CA

Median Household Income
$153,200
Per Capita Income
$87,300
Unemployment Rate
4.2%
Population
1,013,240
Top Industries
TechnologySemiconductorsSoftwareHealthcareFinance

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Austin, TX
5.3×income-to-rent ratio

81% of income left after rent (median)

San Jose, CA
3.8×income-to-rent ratio

73% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.