CostIndexUSA

San Luis Obispo, CA vs Worcester, MA Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

CA
San Luis Obispo
108.6
overall index
$3,000/mo rent
More AffordableMA
Worcester
102.5
overall index
$2,075/mo rent

Worcester is moderately cheaper than San Luis Obispo — 5.6% lower overall cost of living.

To match an $80,000 salary in San Luis Obispo, you would need $75,500 in Worcester. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing21.7%
San Luis Obispo
144.4
Worcester
113
🛒 Groceries7.8%
San Luis Obispo
105.2
Worcester
97
🚗 Transportation+0.9%
San Luis Obispo
105.3
Worcester
106.3
🏥 Healthcare+0.8%
San Luis Obispo
95.3
Worcester
96.1
Utilities+5.0%
San Luis Obispo
147.8
Worcester
155.2

Salary Equivalency Calculator

Enter your current salary in San Luis Obispo to see what you'd need to earn in Worcester to maintain the same purchasing power.

$
Equivalent salary in Worcester, MA
$75,500
$4,500 less needed in Worcester

Formula: salary × (102.5 ÷ 108.6) = salary × 0.9438. Based on BEA Regional Price Parities.

Housing Market

San Luis Obispo, CA

Median Home Price
$880,000
Median Monthly Rent
$3,000
Housing Index
144.4
Price-to-Rent Ratio
24.4×

Worcester, MA

Median Home Price
$461,000
Median Monthly Rent
$2,075
Housing Index
113
Price-to-Rent Ratio
18.5×

San Luis Obispo has 21.7% lower housing costs compared to Worcester.

Income & Job Market

San Luis Obispo, CA

Median Household Income
$90,700
Per Capita Income
$51,700
Unemployment Rate
4.4%
Population
47,536
Top Industries
EducationTourismAgricultureHealthcareTechnology

Worcester, MA

Median Household Income
$94,100
Per Capita Income
$53,600
Unemployment Rate
4%
Population
206,518
Top Industries
HealthcareEducationManufacturingFinanceTechnology

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

San Luis Obispo, CA
2.5×income-to-rent ratio

60% of income left after rent (median)

Worcester, MA
3.8×income-to-rent ratio

74% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.