CostIndexUSA

San Jose, CA vs Tyler, TX Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

CA
San Jose
110.4
overall index
$3,400/mo rent
More AffordableTX
Tyler
92.2
overall index
$1,325/mo rent

Tyler is significantly cheaper than San Jose — 16.5% lower overall cost of living.

To match an $80,000 salary in San Jose, you would need $66,800 in Tyler. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing62.3%
San Jose
211.9
Tyler
79.9
🛒 Groceries10.8%
San Jose
105.2
Tyler
93.8
🚗 Transportation4.0%
San Jose
105.3
Tyler
101.1
🏥 Healthcare4.1%
San Jose
95.3
Tyler
91.4
Utilities47.1%
San Jose
156.7
Tyler
82.9

Salary Equivalency Calculator

Enter your current salary in San Jose to see what you'd need to earn in Tyler to maintain the same purchasing power.

$
Equivalent salary in Tyler, TX
$66,800
$13,200 less needed in Tyler

Formula: salary × (92.2 ÷ 110.4) = salary × 0.8351. Based on BEA Regional Price Parities.

Housing Market

San Jose, CA

Median Home Price
$1,569,000
Median Monthly Rent
$3,400
Housing Index
211.9
Price-to-Rent Ratio
38.5×

Tyler, TX

Median Home Price
$262,000
Median Monthly Rent
$1,325
Housing Index
79.9
Price-to-Rent Ratio
16.5×

San Jose has 62.3% lower housing costs compared to Tyler.

Income & Job Market

San Jose, CA

Median Household Income
$153,200
Per Capita Income
$87,300
Unemployment Rate
4.2%
Population
1,013,240
Top Industries
TechnologySemiconductorsSoftwareHealthcareFinance

Tyler, TX

Median Household Income
$72,300
Per Capita Income
$41,200
Unemployment Rate
3.5%
Population
104,798
Top Industries
HealthcareEnergyManufacturingRetailEducation

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

San Jose, CA
3.8×income-to-rent ratio

73% of income left after rent (median)

Tyler, TX
4.5×income-to-rent ratio

78% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.