CostIndexUSA

Philadelphia, PA vs St. Petersburg, FL Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

PA
Philadelphia
102.6
overall index
$1,850/mo rent
More AffordableFL
St. Petersburg
100.9
overall index
$1,975/mo rent

St. Petersburg is slightly cheaper than Philadelphia — 1.7% lower overall cost of living.

To match an $80,000 salary in Philadelphia, you would need $78,700 in St. Petersburg. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing+11.2%
Philadelphia
113.1
St. Petersburg
125.8
🛒 Groceries1.3%
Philadelphia
96.8
St. Petersburg
95.5
🚗 Transportation5.4%
Philadelphia
108.2
St. Petersburg
102.4
🏥 Healthcare5.3%
Philadelphia
97.9
St. Petersburg
92.7
Utilities22.6%
Philadelphia
114.4
St. Petersburg
88.5

Salary Equivalency Calculator

Enter your current salary in Philadelphia to see what you'd need to earn in St. Petersburg to maintain the same purchasing power.

$
Equivalent salary in St. Petersburg, FL
$78,700
$1,300 less needed in St. Petersburg

Formula: salary × (100.9 ÷ 102.6) = salary × 0.9834. Based on BEA Regional Price Parities.

Housing Market

Philadelphia, PA

Median Home Price
$374,000
Median Monthly Rent
$1,850
Housing Index
113.1
Price-to-Rent Ratio
16.8×

St. Petersburg, FL

Median Home Price
$352,000
Median Monthly Rent
$1,975
Housing Index
125.8
Price-to-Rent Ratio
14.9×

St. Petersburg has 11.2% higher housing costs compared to Philadelphia.

Income & Job Market

Philadelphia, PA

Median Household Income
$86,900
Per Capita Income
$49,500
Unemployment Rate
4.5%
Population
1,603,797
Top Industries
HealthcareEducationFinanceTourismManufacturing

St. Petersburg, FL

Median Household Income
$72,700
Per Capita Income
$41,400
Unemployment Rate
4.1%
Population
258,308
Top Industries
HealthcareFinanceTourismTechnologyRetail

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Philadelphia, PA
3.9×income-to-rent ratio

74% of income left after rent (median)

St. Petersburg, FL
3.1×income-to-rent ratio

67% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.