CostIndexUSA

Harrisburg, PA vs Philadelphia, PA Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

More AffordablePA
Harrisburg
98.7
overall index
$1,400/mo rent
PA
Philadelphia
102.6
overall index
$1,850/mo rent

Harrisburg is slightly cheaper than Philadelphia — 4.0% lower overall cost of living.

To match an $80,000 salary in Harrisburg, you would need $83,200 in Philadelphia. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing+17.4%
Harrisburg
96.3
Philadelphia
113.1
🛒 Groceries3.9%
Harrisburg
100.7
Philadelphia
96.8
🚗 Transportation+5.5%
Harrisburg
102.6
Philadelphia
108.2
🏥 Healthcare+5.5%
Harrisburg
92.8
Philadelphia
97.9
Utilities+5.8%
Harrisburg
108.1
Philadelphia
114.4

Salary Equivalency Calculator

Enter your current salary in Harrisburg to see what you'd need to earn in Philadelphia to maintain the same purchasing power.

$
Equivalent salary in Philadelphia, PA
$83,200
$3,200 more needed in Philadelphia

Formula: salary × (102.6 ÷ 98.7) = salary × 1.0395. Based on BEA Regional Price Parities.

Housing Market

Harrisburg, PA

Median Home Price
$298,000
Median Monthly Rent
$1,400
Housing Index
96.3
Price-to-Rent Ratio
17.7×

Philadelphia, PA

Median Home Price
$374,000
Median Monthly Rent
$1,850
Housing Index
113.1
Price-to-Rent Ratio
16.8×

Philadelphia has 17.4% higher housing costs compared to Harrisburg.

Income & Job Market

Harrisburg, PA

Median Household Income
$76,800
Per Capita Income
$43,800
Unemployment Rate
3.6%
Population
49,192
Top Industries
GovernmentHealthcareFinanceEducationManufacturing

Philadelphia, PA

Median Household Income
$86,900
Per Capita Income
$49,500
Unemployment Rate
4.5%
Population
1,603,797
Top Industries
HealthcareEducationFinanceTourismManufacturing

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Harrisburg, PA
4.6×income-to-rent ratio

78% of income left after rent (median)

Philadelphia, PA
3.9×income-to-rent ratio

74% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.