CostIndexUSA

Oxnard, CA vs San Jose, CA Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

≈ Equal CostCA
Oxnard
110.5
overall index
$2,975/mo rent
CA
San Jose
110.4
overall index
$3,400/mo rent

Oxnard and San Jose have nearly identical costs of living.

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing+23.8%
Oxnard
171.1
San Jose
211.9
🛒 Groceries≈ Equal
Oxnard
105.2
San Jose
105.2
🚗 Transportation≈ Equal
Oxnard
105.3
San Jose
105.3
🏥 Healthcare≈ Equal
Oxnard
95.3
San Jose
95.3
Utilities+2.5%
Oxnard
152.9
San Jose
156.7

Salary Equivalency Calculator

Enter your current salary in Oxnard to see what you'd need to earn in San Jose to maintain the same purchasing power.

$
Equivalent salary in San Jose, CA
$79,900
$100 less needed in San Jose

Formula: salary × (110.4 ÷ 110.5) = salary × 0.9991. Based on BEA Regional Price Parities.

Housing Market

Oxnard, CA

Median Home Price
$862,000
Median Monthly Rent
$2,975
Housing Index
171.1
Price-to-Rent Ratio
24.1×

San Jose, CA

Median Home Price
$1,569,000
Median Monthly Rent
$3,400
Housing Index
211.9
Price-to-Rent Ratio
38.5×

San Jose has 23.8% higher housing costs compared to Oxnard.

Income & Job Market

Oxnard, CA

Median Household Income
$107,700
Per Capita Income
$61,400
Unemployment Rate
5.3%
Population
202,063
Top Industries
AgricultureHealthcareManufacturingMilitaryRetail

San Jose, CA

Median Household Income
$153,200
Per Capita Income
$87,300
Unemployment Rate
4.2%
Population
1,013,240
Top Industries
TechnologySemiconductorsSoftwareHealthcareFinance

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Oxnard, CA
3.0×income-to-rent ratio

67% of income left after rent (median)

San Jose, CA
3.8×income-to-rent ratio

73% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.