CostIndexUSA

Napa, CA vs Philadelphia, PA Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

CA
Napa
112.6
overall index
$2,825/mo rent
More AffordablePA
Philadelphia
102.6
overall index
$1,850/mo rent

Philadelphia is moderately cheaper than Napa — 8.9% lower overall cost of living.

To match an $80,000 salary in Napa, you would need $72,900 in Philadelphia. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing42.7%
Napa
197.4
Philadelphia
113.1
🛒 Groceries8.0%
Napa
105.2
Philadelphia
96.8
🚗 Transportation+2.8%
Napa
105.3
Philadelphia
108.2
🏥 Healthcare+2.7%
Napa
95.3
Philadelphia
97.9
Utilities26.9%
Napa
156.5
Philadelphia
114.4

Salary Equivalency Calculator

Enter your current salary in Napa to see what you'd need to earn in Philadelphia to maintain the same purchasing power.

$
Equivalent salary in Philadelphia, PA
$72,900
$7,100 less needed in Philadelphia

Formula: salary × (102.6 ÷ 112.6) = salary × 0.9112. Based on BEA Regional Price Parities.

Housing Market

Napa, CA

Median Home Price
$867,000
Median Monthly Rent
$2,825
Housing Index
197.4
Price-to-Rent Ratio
25.6×

Philadelphia, PA

Median Home Price
$374,000
Median Monthly Rent
$1,850
Housing Index
113.1
Price-to-Rent Ratio
16.8×

Napa has 42.7% lower housing costs compared to Philadelphia.

Income & Job Market

Napa, CA

Median Household Income
$104,700
Per Capita Income
$59,700
Unemployment Rate
3.7%
Population
79,426
Top Industries
WineTourismHealthcareAgricultureRetail

Philadelphia, PA

Median Household Income
$86,900
Per Capita Income
$49,500
Unemployment Rate
4.5%
Population
1,603,797
Top Industries
HealthcareEducationFinanceTourismManufacturing

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Napa, CA
3.1×income-to-rent ratio

68% of income left after rent (median)

Philadelphia, PA
3.9×income-to-rent ratio

74% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.