CostIndexUSA

McAllen, TX vs Springfield, MA Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

More AffordableTX
McAllen
85.9
overall index
$1,100/mo rent
MA
Springfield
96.1
overall index
$1,925/mo rent

McAllen is moderately cheaper than Springfield — 11.9% lower overall cost of living.

To match an $80,000 salary in McAllen, you would need $89,500 in Springfield. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing+35.6%
McAllen
55.9
Springfield
75.8
🛒 Groceries+3.4%
McAllen
93.8
Springfield
97
🚗 Transportation+5.1%
McAllen
101.1
Springfield
106.3
🏥 Healthcare+5.1%
McAllen
91.4
Springfield
96.1
Utilities+90.9%
McAllen
81.2
Springfield
155

Salary Equivalency Calculator

Enter your current salary in McAllen to see what you'd need to earn in Springfield to maintain the same purchasing power.

$
Equivalent salary in Springfield, MA
$89,500
$9,500 more needed in Springfield

Formula: salary × (96.1 ÷ 85.9) = salary × 1.1187. Based on BEA Regional Price Parities.

Housing Market

McAllen, TX

Median Home Price
$188,000
Median Monthly Rent
$1,100
Housing Index
55.9
Price-to-Rent Ratio
14.2×

Springfield, MA

Median Home Price
$356,000
Median Monthly Rent
$1,925
Housing Index
75.8
Price-to-Rent Ratio
15.4×

Springfield has 35.6% higher housing costs compared to McAllen.

Income & Job Market

McAllen, TX

Median Household Income
$53,700
Per Capita Income
$30,600
Unemployment Rate
5.6%
Population
142,212
Top Industries
International TradeHealthcareRetailGovernmentEducation

Springfield, MA

Median Household Income
$67,000
Per Capita Income
$38,200
Unemployment Rate
3.9%
Population
155,929
Top Industries
HealthcareEducationManufacturingFinanceGovernment

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

McAllen, TX
4.1×income-to-rent ratio

75% of income left after rent (median)

Springfield, MA
2.9×income-to-rent ratio

66% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.