CostIndexUSA

Lynchburg, VA vs Philadelphia, PA Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

More AffordableVA
Lynchburg
89.4
overall index
$1,300/mo rent
PA
Philadelphia
102.6
overall index
$1,850/mo rent

Lynchburg is moderately cheaper than Philadelphia — 14.8% lower overall cost of living.

To match an $80,000 salary in Lynchburg, you would need $91,800 in Philadelphia. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing+77.0%
Lynchburg
63.9
Philadelphia
113.1
🛒 Groceries≈ Equal
Lynchburg
96.8
Philadelphia
96.8
🚗 Transportation+4.5%
Lynchburg
103.5
Philadelphia
108.2
🏥 Healthcare+4.5%
Lynchburg
93.7
Philadelphia
97.9
Utilities+30.3%
Lynchburg
87.8
Philadelphia
114.4

Salary Equivalency Calculator

Enter your current salary in Lynchburg to see what you'd need to earn in Philadelphia to maintain the same purchasing power.

$
Equivalent salary in Philadelphia, PA
$91,800
$11,800 more needed in Philadelphia

Formula: salary × (102.6 ÷ 89.4) = salary × 1.1477. Based on BEA Regional Price Parities.

Housing Market

Lynchburg, VA

Median Home Price
$277,000
Median Monthly Rent
$1,300
Housing Index
63.9
Price-to-Rent Ratio
17.8×

Philadelphia, PA

Median Home Price
$374,000
Median Monthly Rent
$1,850
Housing Index
113.1
Price-to-Rent Ratio
16.8×

Philadelphia has 77.0% higher housing costs compared to Lynchburg.

Income & Job Market

Lynchburg, VA

Median Household Income
$67,100
Per Capita Income
$38,200
Unemployment Rate
2.9%
Population
82,168
Top Industries
HealthcareEducationManufacturingRetailGovernment

Philadelphia, PA

Median Household Income
$86,900
Per Capita Income
$49,500
Unemployment Rate
4.5%
Population
1,603,797
Top Industries
HealthcareEducationFinanceTourismManufacturing

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Lynchburg, VA
4.3×income-to-rent ratio

77% of income left after rent (median)

Philadelphia, PA
3.9×income-to-rent ratio

74% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.