CostIndexUSA

Houston, TX vs Springfield, MA Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

TX
Houston
98.6
overall index
$1,600/mo rent
More AffordableMA
Springfield
96.1
overall index
$1,925/mo rent

Springfield is slightly cheaper than Houston — 2.5% lower overall cost of living.

To match an $80,000 salary in Houston, you would need $78,000 in Springfield. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing27.5%
Houston
104.5
Springfield
75.8
🛒 Groceries3.6%
Houston
100.6
Springfield
97
🚗 Transportation+5.9%
Houston
100.4
Springfield
106.3
🏥 Healthcare+5.8%
Houston
90.8
Springfield
96.1
Utilities+62.6%
Houston
95.3
Springfield
155

Salary Equivalency Calculator

Enter your current salary in Houston to see what you'd need to earn in Springfield to maintain the same purchasing power.

$
Equivalent salary in Springfield, MA
$78,000
$2,000 less needed in Springfield

Formula: salary × (96.1 ÷ 98.6) = salary × 0.9746. Based on BEA Regional Price Parities.

Housing Market

Houston, TX

Median Home Price
$302,000
Median Monthly Rent
$1,600
Housing Index
104.5
Price-to-Rent Ratio
15.7×

Springfield, MA

Median Home Price
$356,000
Median Monthly Rent
$1,925
Housing Index
75.8
Price-to-Rent Ratio
15.4×

Houston has 27.5% lower housing costs compared to Springfield.

Income & Job Market

Houston, TX

Median Household Income
$79,500
Per Capita Income
$45,300
Unemployment Rate
5.2%
Population
2,304,580
Top Industries
EnergyHealthcareAerospaceManufacturingLogistics

Springfield, MA

Median Household Income
$67,000
Per Capita Income
$38,200
Unemployment Rate
3.9%
Population
155,929
Top Industries
HealthcareEducationManufacturingFinanceGovernment

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Houston, TX
4.1×income-to-rent ratio

76% of income left after rent (median)

Springfield, MA
2.9×income-to-rent ratio

66% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.