CostIndexUSA

Houston, TX vs San Jose, CA Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

More AffordableTX
Houston
98.6
overall index
$1,600/mo rent
CA
San Jose
110.4
overall index
$3,400/mo rent

Houston is moderately cheaper than San Jose — 12.0% lower overall cost of living.

To match an $80,000 salary in Houston, you would need $89,600 in San Jose. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing+102.8%
Houston
104.5
San Jose
211.9
🛒 Groceries+4.6%
Houston
100.6
San Jose
105.2
🚗 Transportation+4.9%
Houston
100.4
San Jose
105.3
🏥 Healthcare+5.0%
Houston
90.8
San Jose
95.3
Utilities+64.4%
Houston
95.3
San Jose
156.7

Salary Equivalency Calculator

Enter your current salary in Houston to see what you'd need to earn in San Jose to maintain the same purchasing power.

$
Equivalent salary in San Jose, CA
$89,600
$9,600 more needed in San Jose

Formula: salary × (110.4 ÷ 98.6) = salary × 1.1197. Based on BEA Regional Price Parities.

Housing Market

Houston, TX

Median Home Price
$302,000
Median Monthly Rent
$1,600
Housing Index
104.5
Price-to-Rent Ratio
15.7×

San Jose, CA

Median Home Price
$1,569,000
Median Monthly Rent
$3,400
Housing Index
211.9
Price-to-Rent Ratio
38.5×

San Jose has 102.8% higher housing costs compared to Houston.

Income & Job Market

Houston, TX

Median Household Income
$79,500
Per Capita Income
$45,300
Unemployment Rate
5.2%
Population
2,304,580
Top Industries
EnergyHealthcareAerospaceManufacturingLogistics

San Jose, CA

Median Household Income
$153,200
Per Capita Income
$87,300
Unemployment Rate
4.2%
Population
1,013,240
Top Industries
TechnologySemiconductorsSoftwareHealthcareFinance

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Houston, TX
4.1×income-to-rent ratio

76% of income left after rent (median)

San Jose, CA
3.8×income-to-rent ratio

73% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.