CostIndexUSA

Boston, MA vs Reading, PA Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

MA
Boston
108.3
overall index
$3,050/mo rent
More AffordablePA
Reading
97.1
overall index
$1,400/mo rent

Reading is moderately cheaper than Boston — 10.3% lower overall cost of living.

To match an $80,000 salary in Boston, you would need $71,700 in Reading. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing42.5%
Boston
148.4
Reading
85.4
🛒 Groceries+1.0%
Boston
99.7
Reading
100.7
🚗 Transportation5.7%
Boston
108.8
Reading
102.6
🏥 Healthcare5.7%
Boston
98.4
Reading
92.8
Utilities27.3%
Boston
148.8
Reading
108.2

Salary Equivalency Calculator

Enter your current salary in Boston to see what you'd need to earn in Reading to maintain the same purchasing power.

$
Equivalent salary in Reading, PA
$71,700
$8,300 less needed in Reading

Formula: salary × (97.1 ÷ 108.3) = salary × 0.8966. Based on BEA Regional Price Parities.

Housing Market

Boston, MA

Median Home Price
$709,000
Median Monthly Rent
$3,050
Housing Index
148.4
Price-to-Rent Ratio
19.4×

Reading, PA

Median Home Price
$299,000
Median Monthly Rent
$1,400
Housing Index
85.4
Price-to-Rent Ratio
17.8×

Boston has 42.5% lower housing costs compared to Reading.

Income & Job Market

Boston, MA

Median Household Income
$110,700
Per Capita Income
$63,100
Unemployment Rate
3.8%
Population
692,600
Top Industries
HealthcareEducationFinanceTechnologyBiotechnology

Reading, PA

Median Household Income
$75,700
Per Capita Income
$43,100
Unemployment Rate
5%
Population
95,112
Top Industries
HealthcareManufacturingRetailEducationLogistics

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Boston, MA
3.0×income-to-rent ratio

67% of income left after rent (median)

Reading, PA
4.5×income-to-rent ratio

78% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.