CostIndexUSA

Boston, MA vs Ocala, FL Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

MA
Boston
108.3
overall index
$3,050/mo rent
More AffordableFL
Ocala
95.2
overall index
$1,600/mo rent

Ocala is moderately cheaper than Boston — 12.1% lower overall cost of living.

To match an $80,000 salary in Boston, you would need $70,300 in Ocala. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing41.9%
Boston
148.4
Ocala
86.2
🛒 Groceries3.5%
Boston
99.7
Ocala
96.2
🚗 Transportation4.6%
Boston
108.8
Ocala
103.8
🏥 Healthcare4.6%
Boston
98.4
Ocala
93.9
Utilities41.5%
Boston
148.8
Ocala
87.1

Salary Equivalency Calculator

Enter your current salary in Boston to see what you'd need to earn in Ocala to maintain the same purchasing power.

$
Equivalent salary in Ocala, FL
$70,300
$9,700 less needed in Ocala

Formula: salary × (95.2 ÷ 108.3) = salary × 0.8790. Based on BEA Regional Price Parities.

Housing Market

Boston, MA

Median Home Price
$709,000
Median Monthly Rent
$3,050
Housing Index
148.4
Price-to-Rent Ratio
19.4×

Ocala, FL

Median Home Price
$271,000
Median Monthly Rent
$1,600
Housing Index
86.2
Price-to-Rent Ratio
14.1×

Boston has 41.9% lower housing costs compared to Ocala.

Income & Job Market

Boston, MA

Median Household Income
$110,700
Per Capita Income
$63,100
Unemployment Rate
3.8%
Population
692,600
Top Industries
HealthcareEducationFinanceTechnologyBiotechnology

Ocala, FL

Median Household Income
$58,600
Per Capita Income
$33,400
Unemployment Rate
5.1%
Population
63,591
Top Industries
HealthcareEquestrianManufacturingRetailAgriculture

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Boston, MA
3.0×income-to-rent ratio

67% of income left after rent (median)

Ocala, FL
3.1×income-to-rent ratio

67% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.