CostIndexUSA

Boston, MA vs Napa, CA Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

More AffordableMA
Boston
108.3
overall index
$3,050/mo rent
CA
Napa
112.6
overall index
$2,825/mo rent

Boston is slightly cheaper than Napa — 4.0% lower overall cost of living.

To match an $80,000 salary in Boston, you would need $83,200 in Napa. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing+33.0%
Boston
148.4
Napa
197.4
🛒 Groceries+5.5%
Boston
99.7
Napa
105.2
🚗 Transportation3.2%
Boston
108.8
Napa
105.3
🏥 Healthcare3.2%
Boston
98.4
Napa
95.3
Utilities+5.2%
Boston
148.8
Napa
156.5

Salary Equivalency Calculator

Enter your current salary in Boston to see what you'd need to earn in Napa to maintain the same purchasing power.

$
Equivalent salary in Napa, CA
$83,200
$3,200 more needed in Napa

Formula: salary × (112.6 ÷ 108.3) = salary × 1.0397. Based on BEA Regional Price Parities.

Housing Market

Boston, MA

Median Home Price
$709,000
Median Monthly Rent
$3,050
Housing Index
148.4
Price-to-Rent Ratio
19.4×

Napa, CA

Median Home Price
$867,000
Median Monthly Rent
$2,825
Housing Index
197.4
Price-to-Rent Ratio
25.6×

Napa has 33.0% higher housing costs compared to Boston.

Income & Job Market

Boston, MA

Median Household Income
$110,700
Per Capita Income
$63,100
Unemployment Rate
3.8%
Population
692,600
Top Industries
HealthcareEducationFinanceTechnologyBiotechnology

Napa, CA

Median Household Income
$104,700
Per Capita Income
$59,700
Unemployment Rate
3.7%
Population
79,426
Top Industries
WineTourismHealthcareAgricultureRetail

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Boston, MA
3.0×income-to-rent ratio

67% of income left after rent (median)

Napa, CA
3.1×income-to-rent ratio

68% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.