CostIndexUSA

Boston, MA vs Gainesville, FL Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

MA
Boston
108.3
overall index
$3,050/mo rent
More AffordableFL
Gainesville
96.7
overall index
$1,650/mo rent

Gainesville is moderately cheaper than Boston — 10.7% lower overall cost of living.

To match an $80,000 salary in Boston, you would need $71,400 in Gainesville. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing37.3%
Boston
148.4
Gainesville
93
🛒 Groceries3.5%
Boston
99.7
Gainesville
96.2
🚗 Transportation4.6%
Boston
108.8
Gainesville
103.8
🏥 Healthcare4.6%
Boston
98.4
Gainesville
93.9
Utilities40.7%
Boston
148.8
Gainesville
88.2

Salary Equivalency Calculator

Enter your current salary in Boston to see what you'd need to earn in Gainesville to maintain the same purchasing power.

$
Equivalent salary in Gainesville, FL
$71,400
$8,600 less needed in Gainesville

Formula: salary × (96.7 ÷ 108.3) = salary × 0.8929. Based on BEA Regional Price Parities.

Housing Market

Boston, MA

Median Home Price
$709,000
Median Monthly Rent
$3,050
Housing Index
148.4
Price-to-Rent Ratio
19.4×

Gainesville, FL

Median Home Price
$294,000
Median Monthly Rent
$1,650
Housing Index
93
Price-to-Rent Ratio
14.8×

Boston has 37.3% lower housing costs compared to Gainesville.

Income & Job Market

Boston, MA

Median Household Income
$110,700
Per Capita Income
$63,100
Unemployment Rate
3.8%
Population
692,600
Top Industries
HealthcareEducationFinanceTechnologyBiotechnology

Gainesville, FL

Median Household Income
$59,300
Per Capita Income
$33,800
Unemployment Rate
4%
Population
140,003
Top Industries
EducationHealthcareTechnologyGovernmentResearch

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Boston, MA
3.0×income-to-rent ratio

67% of income left after rent (median)

Gainesville, FL
3.0×income-to-rent ratio

67% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.