CostIndexUSA

Bloomington, IN vs Boston, MA Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

More AffordableIN
Bloomington
95.1
overall index
$1,550/mo rent
MA
Boston
108.3
overall index
$3,050/mo rent

Bloomington is moderately cheaper than Boston — 13.9% lower overall cost of living.

To match an $80,000 salary in Bloomington, you would need $91,100 in Boston. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing+73.4%
Bloomington
85.6
Boston
148.4
🛒 Groceries+5.7%
Bloomington
94.3
Boston
99.7
🚗 Transportation+4.5%
Bloomington
104.1
Boston
108.8
🏥 Healthcare+4.5%
Bloomington
94.2
Boston
98.4
Utilities+72.0%
Bloomington
86.5
Boston
148.8

Salary Equivalency Calculator

Enter your current salary in Bloomington to see what you'd need to earn in Boston to maintain the same purchasing power.

$
Equivalent salary in Boston, MA
$91,100
$11,100 more needed in Boston

Formula: salary × (108.3 ÷ 95.1) = salary × 1.1388. Based on BEA Regional Price Parities.

Housing Market

Bloomington, IN

Median Home Price
$288,000
Median Monthly Rent
$1,550
Housing Index
85.6
Price-to-Rent Ratio
15.5×

Boston, MA

Median Home Price
$709,000
Median Monthly Rent
$3,050
Housing Index
148.4
Price-to-Rent Ratio
19.4×

Boston has 73.4% higher housing costs compared to Bloomington.

Income & Job Market

Bloomington, IN

Median Household Income
$58,700
Per Capita Income
$33,500
Unemployment Rate
4.4%
Population
79,168
Top Industries
EducationHealthcareTechnologyGovernmentRetail

Boston, MA

Median Household Income
$110,700
Per Capita Income
$63,100
Unemployment Rate
3.8%
Population
692,600
Top Industries
HealthcareEducationFinanceTechnologyBiotechnology

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Bloomington, IN
3.2×income-to-rent ratio

68% of income left after rent (median)

Boston, MA
3.0×income-to-rent ratio

67% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.