CostIndexUSA

Bloomington, IL vs Philadelphia, PA Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

More AffordableIL
Bloomington
93.5
overall index
$1,275/mo rent
PA
Philadelphia
102.6
overall index
$1,850/mo rent

Bloomington is moderately cheaper than Philadelphia — 9.7% lower overall cost of living.

To match an $80,000 salary in Bloomington, you would need $87,800 in Philadelphia. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing+51.4%
Bloomington
74.7
Philadelphia
113.1
🛒 Groceries+3.4%
Bloomington
93.6
Philadelphia
96.8
🚗 Transportation+3.4%
Bloomington
104.6
Philadelphia
108.2
🏥 Healthcare+3.5%
Bloomington
94.6
Philadelphia
97.9
Utilities+27.7%
Bloomington
89.6
Philadelphia
114.4

Salary Equivalency Calculator

Enter your current salary in Bloomington to see what you'd need to earn in Philadelphia to maintain the same purchasing power.

$
Equivalent salary in Philadelphia, PA
$87,800
$7,800 more needed in Philadelphia

Formula: salary × (102.6 ÷ 93.5) = salary × 1.0973. Based on BEA Regional Price Parities.

Housing Market

Bloomington, IL

Median Home Price
$246,000
Median Monthly Rent
$1,275
Housing Index
74.7
Price-to-Rent Ratio
16.1×

Philadelphia, PA

Median Home Price
$374,000
Median Monthly Rent
$1,850
Housing Index
113.1
Price-to-Rent Ratio
16.8×

Philadelphia has 51.4% higher housing costs compared to Bloomington.

Income & Job Market

Bloomington, IL

Median Household Income
$77,200
Per Capita Income
$44,000
Unemployment Rate
2.6%
Population
78,902
Top Industries
FinanceInsuranceEducationHealthcareManufacturing

Philadelphia, PA

Median Household Income
$86,900
Per Capita Income
$49,500
Unemployment Rate
4.5%
Population
1,603,797
Top Industries
HealthcareEducationFinanceTourismManufacturing

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Bloomington, IL
5.0×income-to-rent ratio

80% of income left after rent (median)

Philadelphia, PA
3.9×income-to-rent ratio

74% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.