CostIndexUSA

Bellingham, WA vs San Jose, CA Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

More AffordableWA
Bellingham
103.3
overall index
$1,875/mo rent
CA
San Jose
110.4
overall index
$3,400/mo rent

Bellingham is moderately cheaper than San Jose — 6.9% lower overall cost of living.

To match an $80,000 salary in Bellingham, you would need $85,500 in San Jose. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing+87.7%
Bellingham
112.9
San Jose
211.9
🛒 Groceries≈ Equal
Bellingham
105
San Jose
105.2
🚗 Transportation+0.9%
Bellingham
104.4
San Jose
105.3
🏥 Healthcare+0.8%
Bellingham
94.5
San Jose
95.3
Utilities+56.9%
Bellingham
99.9
San Jose
156.7

Salary Equivalency Calculator

Enter your current salary in Bellingham to see what you'd need to earn in San Jose to maintain the same purchasing power.

$
Equivalent salary in San Jose, CA
$85,500
$5,500 more needed in San Jose

Formula: salary × (110.4 ÷ 103.3) = salary × 1.0687. Based on BEA Regional Price Parities.

Housing Market

Bellingham, WA

Median Home Price
$598,000
Median Monthly Rent
$1,875
Housing Index
112.9
Price-to-Rent Ratio
26.6×

San Jose, CA

Median Home Price
$1,569,000
Median Monthly Rent
$3,400
Housing Index
211.9
Price-to-Rent Ratio
38.5×

San Jose has 87.7% higher housing costs compared to Bellingham.

Income & Job Market

Bellingham, WA

Median Household Income
$74,900
Per Capita Income
$42,700
Unemployment Rate
4.2%
Population
92,314
Top Industries
EducationHealthcareTechnologyManufacturingTourism

San Jose, CA

Median Household Income
$153,200
Per Capita Income
$87,300
Unemployment Rate
4.2%
Population
1,013,240
Top Industries
TechnologySemiconductorsSoftwareHealthcareFinance

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Bellingham, WA
3.3×income-to-rent ratio

70% of income left after rent (median)

San Jose, CA
3.8×income-to-rent ratio

73% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.