CostIndexUSA

Austin, TX vs Napa, CA Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

More AffordableTX
Austin
98.1
overall index
$1,550/mo rent
CA
Napa
112.6
overall index
$2,825/mo rent

Austin is moderately cheaper than Napa — 14.8% lower overall cost of living.

To match an $80,000 salary in Austin, you would need $91,800 in Napa. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing+64.0%
Austin
120.4
Napa
197.4
🛒 Groceries+12.2%
Austin
93.8
Napa
105.2
🚗 Transportation+4.2%
Austin
101.1
Napa
105.3
🏥 Healthcare+4.3%
Austin
91.4
Napa
95.3
Utilities+90.9%
Austin
82
Napa
156.5

Salary Equivalency Calculator

Enter your current salary in Austin to see what you'd need to earn in Napa to maintain the same purchasing power.

$
Equivalent salary in Napa, CA
$91,800
$11,800 more needed in Napa

Formula: salary × (112.6 ÷ 98.1) = salary × 1.1478. Based on BEA Regional Price Parities.

Housing Market

Austin, TX

Median Home Price
$420,000
Median Monthly Rent
$1,550
Housing Index
120.4
Price-to-Rent Ratio
22.6×

Napa, CA

Median Home Price
$867,000
Median Monthly Rent
$2,825
Housing Index
197.4
Price-to-Rent Ratio
25.6×

Napa has 64.0% higher housing costs compared to Austin.

Income & Job Market

Austin, TX

Median Household Income
$98,500
Per Capita Income
$56,100
Unemployment Rate
3.9%
Population
978,908
Top Industries
TechnologyGovernmentHealthcareEducationEntertainment

Napa, CA

Median Household Income
$104,700
Per Capita Income
$59,700
Unemployment Rate
3.7%
Population
79,426
Top Industries
WineTourismHealthcareAgricultureRetail

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Austin, TX
5.3×income-to-rent ratio

81% of income left after rent (median)

Napa, CA
3.1×income-to-rent ratio

68% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.