CostIndexUSA

Austin, TX vs Cincinnati, OH Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

TX
Austin
98.1
overall index
$1,550/mo rent
More AffordableOH
Cincinnati
95.4
overall index
$1,525/mo rent

Cincinnati is slightly cheaper than Austin — 2.8% lower overall cost of living.

To match an $80,000 salary in Austin, you would need $77,800 in Cincinnati. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing27.2%
Austin
120.4
Cincinnati
87.6
🛒 Groceries≈ Equal
Austin
93.8
Cincinnati
93.8
🚗 Transportation+2.9%
Austin
101.1
Cincinnati
104
🏥 Healthcare+3.0%
Austin
91.4
Cincinnati
94.1
Utilities+11.0%
Austin
82
Cincinnati
91

Salary Equivalency Calculator

Enter your current salary in Austin to see what you'd need to earn in Cincinnati to maintain the same purchasing power.

$
Equivalent salary in Cincinnati, OH
$77,800
$2,200 less needed in Cincinnati

Formula: salary × (95.4 ÷ 98.1) = salary × 0.9725. Based on BEA Regional Price Parities.

Housing Market

Austin, TX

Median Home Price
$420,000
Median Monthly Rent
$1,550
Housing Index
120.4
Price-to-Rent Ratio
22.6×

Cincinnati, OH

Median Home Price
$296,000
Median Monthly Rent
$1,525
Housing Index
87.6
Price-to-Rent Ratio
16.2×

Austin has 27.2% lower housing costs compared to Cincinnati.

Income & Job Market

Austin, TX

Median Household Income
$98,500
Per Capita Income
$56,100
Unemployment Rate
3.9%
Population
978,908
Top Industries
TechnologyGovernmentHealthcareEducationEntertainment

Cincinnati, OH

Median Household Income
$77,800
Per Capita Income
$44,300
Unemployment Rate
3.6%
Population
309,317
Top Industries
FinanceManufacturingHealthcareRetailTechnology

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Austin, TX
5.3×income-to-rent ratio

81% of income left after rent (median)

Cincinnati, OH
4.3×income-to-rent ratio

76% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.