CostIndexUSA

Waterloo, IA vs Yuma, AZ Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

More AffordableIA
Waterloo
87.1
overall index
$1,075/mo rent
AZ
Yuma
92.7
overall index
$1,375/mo rent

Waterloo is moderately cheaper than Yuma — 6.4% lower overall cost of living.

To match an $80,000 salary in Waterloo, you would need $85,100 in Yuma. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing+17.0%
Waterloo
63.1
Yuma
73.8
🛒 Groceries+2.7%
Waterloo
93.7
Yuma
96.2
🚗 Transportation+7.4%
Waterloo
97.6
Yuma
104.8
🏥 Healthcare+7.4%
Waterloo
88.3
Yuma
94.8
Utilities+4.9%
Waterloo
83.7
Yuma
87.8

Salary Equivalency Calculator

Enter your current salary in Waterloo to see what you'd need to earn in Yuma to maintain the same purchasing power.

$
Equivalent salary in Yuma, AZ
$85,100
$5,100 more needed in Yuma

Formula: salary × (92.7 ÷ 87.1) = salary × 1.0643. Based on BEA Regional Price Parities.

Housing Market

Waterloo, IA

Median Home Price
$192,000
Median Monthly Rent
$1,075
Housing Index
63.1
Price-to-Rent Ratio
14.9×

Yuma, AZ

Median Home Price
$279,000
Median Monthly Rent
$1,375
Housing Index
73.8
Price-to-Rent Ratio
16.9×

Yuma has 17.0% higher housing costs compared to Waterloo.

Income & Job Market

Waterloo, IA

Median Household Income
$62,400
Per Capita Income
$35,600
Unemployment Rate
3%
Population
67,470
Top Industries
ManufacturingHealthcareAgricultureRetailEducation

Yuma, AZ

Median Household Income
$62,900
Per Capita Income
$35,900
Unemployment Rate
6.8%
Population
95,548
Top Industries
MilitaryAgricultureHealthcareRetailGovernment

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Waterloo, IA
4.8×income-to-rent ratio

79% of income left after rent (median)

Yuma, AZ
3.8×income-to-rent ratio

74% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.