CostIndexUSA

Waterloo, IA vs Yonkers, NY Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

More AffordableIA
Waterloo
87.1
overall index
$1,075/mo rent
NY
Yonkers
112.6
overall index
$3,225/mo rent

Waterloo is significantly cheaper than Yonkers — 29.3% lower overall cost of living.

To match an $80,000 salary in Waterloo, you would need $103,400 in Yonkers. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing+135.5%
Waterloo
63.1
Yonkers
148.6
🛒 Groceries+17.7%
Waterloo
93.7
Yonkers
110.3
🚗 Transportation+13.8%
Waterloo
97.6
Yonkers
111.1
🏥 Healthcare+13.8%
Waterloo
88.3
Yonkers
100.5
Utilities+51.7%
Waterloo
83.7
Yonkers
127

Salary Equivalency Calculator

Enter your current salary in Waterloo to see what you'd need to earn in Yonkers to maintain the same purchasing power.

$
Equivalent salary in Yonkers, NY
$103,400
$23,400 more needed in Yonkers

Formula: salary × (112.6 ÷ 87.1) = salary × 1.2928. Based on BEA Regional Price Parities.

Housing Market

Waterloo, IA

Median Home Price
$192,000
Median Monthly Rent
$1,075
Housing Index
63.1
Price-to-Rent Ratio
14.9×

Yonkers, NY

Median Home Price
$703,000
Median Monthly Rent
$3,225
Housing Index
148.6
Price-to-Rent Ratio
18.2×

Yonkers has 135.5% higher housing costs compared to Waterloo.

Income & Job Market

Waterloo, IA

Median Household Income
$62,400
Per Capita Income
$35,600
Unemployment Rate
3%
Population
67,470
Top Industries
ManufacturingHealthcareAgricultureRetailEducation

Yonkers, NY

Median Household Income
$95,200
Per Capita Income
$54,300
Unemployment Rate
5.2%
Population
211,569
Top Industries
HealthcareFinanceRetailManufacturingEducation

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Waterloo, IA
4.8×income-to-rent ratio

79% of income left after rent (median)

Yonkers, NY
2.5×income-to-rent ratio

59% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.