CostIndexUSA

Waco, TX vs Yuma, AZ Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

≈ Equal CostTX
Waco
92.6
overall index
$1,450/mo rent
AZ
Yuma
92.7
overall index
$1,375/mo rent

Waco and Yuma have nearly identical costs of living.

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing11.6%
Waco
83.5
Yuma
73.8
🛒 Groceries+2.6%
Waco
93.8
Yuma
96.2
🚗 Transportation+3.7%
Waco
101.1
Yuma
104.8
🏥 Healthcare+3.7%
Waco
91.4
Yuma
94.8
Utilities+8.4%
Waco
81
Yuma
87.8

Salary Equivalency Calculator

Enter your current salary in Waco to see what you'd need to earn in Yuma to maintain the same purchasing power.

$
Equivalent salary in Yuma, AZ
$80,100
$100 more needed in Yuma

Formula: salary × (92.7 ÷ 92.6) = salary × 1.0011. Based on BEA Regional Price Parities.

Housing Market

Waco, TX

Median Home Price
$246,000
Median Monthly Rent
$1,450
Housing Index
83.5
Price-to-Rent Ratio
14.1×

Yuma, AZ

Median Home Price
$279,000
Median Monthly Rent
$1,375
Housing Index
73.8
Price-to-Rent Ratio
16.9×

Waco has 11.6% lower housing costs compared to Yuma.

Income & Job Market

Waco, TX

Median Household Income
$62,700
Per Capita Income
$35,700
Unemployment Rate
3.7%
Population
138,486
Top Industries
EducationHealthcareManufacturingRetailAgriculture

Yuma, AZ

Median Household Income
$62,900
Per Capita Income
$35,900
Unemployment Rate
6.8%
Population
95,548
Top Industries
MilitaryAgricultureHealthcareRetailGovernment

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Waco, TX
3.6×income-to-rent ratio

72% of income left after rent (median)

Yuma, AZ
3.8×income-to-rent ratio

74% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.