CostIndexUSA

Utica, NY vs Yonkers, NY Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

More AffordableNY
Utica
92.7
overall index
$1,375/mo rent
NY
Yonkers
112.6
overall index
$3,225/mo rent

Utica is significantly cheaper than Yonkers — 21.5% lower overall cost of living.

To match an $80,000 salary in Utica, you would need $97,200 in Yonkers. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing+124.8%
Utica
66.1
Yonkers
148.6
🛒 Groceries+10.6%
Utica
99.7
Yonkers
110.3
🚗 Transportation+8.3%
Utica
102.6
Yonkers
111.1
🏥 Healthcare+8.2%
Utica
92.9
Yonkers
100.5
Utilities3.7%
Utica
131.9
Yonkers
127

Salary Equivalency Calculator

Enter your current salary in Utica to see what you'd need to earn in Yonkers to maintain the same purchasing power.

$
Equivalent salary in Yonkers, NY
$97,200
$17,200 more needed in Yonkers

Formula: salary × (112.6 ÷ 92.7) = salary × 1.2147. Based on BEA Regional Price Parities.

Housing Market

Utica, NY

Median Home Price
$213,000
Median Monthly Rent
$1,375
Housing Index
66.1
Price-to-Rent Ratio
12.9×

Yonkers, NY

Median Home Price
$703,000
Median Monthly Rent
$3,225
Housing Index
148.6
Price-to-Rent Ratio
18.2×

Yonkers has 124.8% higher housing costs compared to Utica.

Income & Job Market

Utica, NY

Median Household Income
$61,800
Per Capita Income
$35,200
Unemployment Rate
4.5%
Population
60,651
Top Industries
HealthcareManufacturingGovernmentEducationRetail

Yonkers, NY

Median Household Income
$95,200
Per Capita Income
$54,300
Unemployment Rate
5.2%
Population
211,569
Top Industries
HealthcareFinanceRetailManufacturingEducation

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Utica, NY
3.7×income-to-rent ratio

73% of income left after rent (median)

Yonkers, NY
2.5×income-to-rent ratio

59% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.