CostIndexUSA

St. Louis, MO vs Toledo, OH Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

MO
St. Louis
95.1
overall index
$1,400/mo rent
More AffordableOH
Toledo
91.5
overall index
$1,150/mo rent

Toledo is slightly cheaper than St. Louis — 3.8% lower overall cost of living.

To match an $80,000 salary in St. Louis, you would need $77,000 in Toledo. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing14.8%
St. Louis
79
Toledo
67.3
🛒 Groceries6.4%
St. Louis
100
Toledo
93.6
🚗 Transportation≈ Equal
St. Louis
103.6
Toledo
103.9
🏥 Healthcare≈ Equal
St. Louis
93.7
Toledo
94
Utilities+37.8%
St. Louis
69.9
Toledo
96.3

Salary Equivalency Calculator

Enter your current salary in St. Louis to see what you'd need to earn in Toledo to maintain the same purchasing power.

$
Equivalent salary in Toledo, OH
$77,000
$3,000 less needed in Toledo

Formula: salary × (91.5 ÷ 95.1) = salary × 0.9621. Based on BEA Regional Price Parities.

Housing Market

St. Louis, MO

Median Home Price
$262,000
Median Monthly Rent
$1,400
Housing Index
79
Price-to-Rent Ratio
15.6×

Toledo, OH

Median Home Price
$190,000
Median Monthly Rent
$1,150
Housing Index
67.3
Price-to-Rent Ratio
13.8×

St. Louis has 14.8% lower housing costs compared to Toledo.

Income & Job Market

St. Louis, MO

Median Household Income
$78,200
Per Capita Income
$44,600
Unemployment Rate
3.6%
Population
319,294
Top Industries
HealthcareFinanceManufacturingTechnologyEducation

Toledo, OH

Median Household Income
$63,100
Per Capita Income
$36,000
Unemployment Rate
5.1%
Population
270,871
Top Industries
ManufacturingHealthcareGovernmentRetailEducation

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

St. Louis, MO
4.7×income-to-rent ratio

79% of income left after rent (median)

Toledo, OH
4.6×income-to-rent ratio

78% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.