CostIndexUSA

St. Cloud, MN vs Yonkers, NY Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

More AffordableMN
St. Cloud
87.6
overall index
$1,175/mo rent
NY
Yonkers
112.6
overall index
$3,225/mo rent

St. Cloud is significantly cheaper than Yonkers — 28.5% lower overall cost of living.

To match an $80,000 salary in St. Cloud, you would need $102,800 in Yonkers. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing+128.3%
St. Cloud
65.1
Yonkers
148.6
🛒 Groceries+15.6%
St. Cloud
95.4
Yonkers
110.3
🚗 Transportation+14.8%
St. Cloud
96.8
Yonkers
111.1
🏥 Healthcare+14.7%
St. Cloud
87.6
Yonkers
100.5
Utilities+43.2%
St. Cloud
88.7
Yonkers
127

Salary Equivalency Calculator

Enter your current salary in St. Cloud to see what you'd need to earn in Yonkers to maintain the same purchasing power.

$
Equivalent salary in Yonkers, NY
$102,800
$22,800 more needed in Yonkers

Formula: salary × (112.6 ÷ 87.6) = salary × 1.2854. Based on BEA Regional Price Parities.

Housing Market

St. Cloud, MN

Median Home Price
$302,000
Median Monthly Rent
$1,175
Housing Index
65.1
Price-to-Rent Ratio
21.4×

Yonkers, NY

Median Home Price
$703,000
Median Monthly Rent
$3,225
Housing Index
148.6
Price-to-Rent Ratio
18.2×

Yonkers has 128.3% higher housing costs compared to St. Cloud.

Income & Job Market

St. Cloud, MN

Median Household Income
$74,000
Per Capita Income
$42,200
Unemployment Rate
3.7%
Population
67,984
Top Industries
HealthcareManufacturingEducationRetailTechnology

Yonkers, NY

Median Household Income
$95,200
Per Capita Income
$54,300
Unemployment Rate
5.2%
Population
211,569
Top Industries
HealthcareFinanceRetailManufacturingEducation

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

St. Cloud, MN
5.2×income-to-rent ratio

81% of income left after rent (median)

Yonkers, NY
2.5×income-to-rent ratio

59% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.