CostIndexUSA

St. Cloud, MN vs Tulsa, OK Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

More AffordableMN
St. Cloud
87.6
overall index
$1,175/mo rent
OK
Tulsa
89.2
overall index
$1,350/mo rent

St. Cloud is slightly cheaper than Tulsa — 1.8% lower overall cost of living.

To match an $80,000 salary in St. Cloud, you would need $81,500 in Tulsa. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing+4.8%
St. Cloud
65.1
Tulsa
68.2
🛒 Groceries−1.7%
St. Cloud
95.4
Tulsa
93.8
🚗 Transportation+3.5%
St. Cloud
96.8
Tulsa
100.2
🏥 Healthcare+3.5%
St. Cloud
87.6
Tulsa
90.7
⚡ Utilities−16.7%
St. Cloud
88.7
Tulsa
73.9

Salary Equivalency Calculator

Enter your current salary in St. Cloud to see what you'd need to earn in Tulsa to maintain the same purchasing power.

$
→
Equivalent salary in Tulsa, OK
$81,500
$1,500 more needed in Tulsa

Formula: salary × (89.2 ÷ 87.6) = salary × 1.0183. Based on BEA Regional Price Parities.

Housing Market

St. Cloud, MN

Median Home Price
$302,000
Median Monthly Rent
$1,175
Housing Index
65.1
Price-to-Rent Ratio
21.4×

Tulsa, OK

Median Home Price
$243,000
Median Monthly Rent
$1,350
Housing Index
68.2
Price-to-Rent Ratio
15.0×

Tulsa has 4.8% higher housing costs compared to St. Cloud.

Income & Job Market

St. Cloud, MN

Median Household Income
$74,000
Per Capita Income
$42,200
Unemployment Rate
3.7%
Population
67,984
Top Industries
HealthcareManufacturingEducationRetailTechnology

Tulsa, OK

Median Household Income
$65,600
Per Capita Income
$37,400
Unemployment Rate
4.6%
Population
413,066
Top Industries
EnergyHealthcareFinanceManufacturingAerospace

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

St. Cloud, MN
5.2×income-to-rent ratio

81% of income left after rent (median)

Tulsa, OK
4.0×income-to-rent ratio

75% of income left after rent (median)

St. Cloud vs other cities

St. Cloud, MN
vs
Duluth, MN
Index: 87.6Index: 88.8
St. Cloud, MN
vs
Minneapolis, MN
Index: 87.6Index: 104.8
St. Cloud, MN
vs
Rochester, MN
Index: 87.6Index: 90.8
St. Cloud, MN
vs
Johnson City, TN
Index: 87.6Index: 87.9
St. Cloud, MN
vs
Portland, ME
Index: 87.6Index: 101.9

Tulsa vs other cities

Tulsa, OK
vs
Oklahoma City, OK
Index: 89.2Index: 90.4
Tulsa, OK
vs
Tampa, FL
Index: 89.2Index: 100.9
Tulsa, OK
vs
Wichita, KS
Index: 89.2Index: 88.9
Tulsa, OK
vs
Minneapolis, MN
Index: 89.2Index: 104.8
Tulsa, OK
vs
Arlington, TX
Index: 89.2Index: 103.1

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.