CostIndexUSA

Springfield, IL vs Utica, NY Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

≈ Equal CostIL
Springfield
92.7
overall index
$1,150/mo rent
NY
Utica
92.7
overall index
$1,375/mo rent

Springfield and Utica have nearly identical costs of living.

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing7.7%
Springfield
71.6
Utica
66.1
🛒 Groceries+6.5%
Springfield
93.6
Utica
99.7
🚗 Transportation1.9%
Springfield
104.6
Utica
102.6
🏥 Healthcare1.8%
Springfield
94.6
Utica
92.9
Utilities+45.9%
Springfield
90.4
Utica
131.9

Salary Equivalency Calculator

Enter your current salary in Springfield to see what you'd need to earn in Utica to maintain the same purchasing power.

$
Equivalent salary in Utica, NY
$80,000
Same salary works in both cities

Formula: salary × (92.7 ÷ 92.7) = salary × 1.0000. Based on BEA Regional Price Parities.

Housing Market

Springfield, IL

Median Home Price
$188,000
Median Monthly Rent
$1,150
Housing Index
71.6
Price-to-Rent Ratio
13.6×

Utica, NY

Median Home Price
$213,000
Median Monthly Rent
$1,375
Housing Index
66.1
Price-to-Rent Ratio
12.9×

Springfield has 7.7% lower housing costs compared to Utica.

Income & Job Market

Springfield, IL

Median Household Income
$72,200
Per Capita Income
$41,200
Unemployment Rate
4.4%
Population
114,230
Top Industries
GovernmentHealthcareEducationFinanceRetail

Utica, NY

Median Household Income
$61,800
Per Capita Income
$35,200
Unemployment Rate
4.5%
Population
60,651
Top Industries
HealthcareManufacturingGovernmentEducationRetail

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Springfield, IL
5.2×income-to-rent ratio

81% of income left after rent (median)

Utica, NY
3.7×income-to-rent ratio

73% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.