CostIndexUSA

Spokane, WA vs St. Cloud, MN Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

WA
Spokane
100.3
overall index
$1,475/mo rent
More AffordableMN
St. Cloud
87.6
overall index
$1,175/mo rent

St. Cloud is moderately cheaper than Spokane — 12.7% lower overall cost of living.

To match an $80,000 salary in Spokane, you would need $69,900 in St. Cloud. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing−33.0%
Spokane
97.1
St. Cloud
65.1
🛒 Groceries−9.1%
Spokane
105
St. Cloud
95.4
🚗 Transportation−7.3%
Spokane
104.4
St. Cloud
96.8
🏥 Healthcare−7.3%
Spokane
94.5
St. Cloud
87.6
⚡ Utilities−2.7%
Spokane
91.2
St. Cloud
88.7

Salary Equivalency Calculator

Enter your current salary in Spokane to see what you'd need to earn in St. Cloud to maintain the same purchasing power.

$
→
Equivalent salary in St. Cloud, MN
$69,900
$10,100 less needed in St. Cloud

Formula: salary × (87.6 ÷ 100.3) = salary × 0.8734. Based on BEA Regional Price Parities.

Housing Market

Spokane, WA

Median Home Price
$406,000
Median Monthly Rent
$1,475
Housing Index
97.1
Price-to-Rent Ratio
22.9×

St. Cloud, MN

Median Home Price
$302,000
Median Monthly Rent
$1,175
Housing Index
65.1
Price-to-Rent Ratio
21.4×

Spokane has 33.0% lower housing costs compared to St. Cloud.

Income & Job Market

Spokane, WA

Median Household Income
$72,800
Per Capita Income
$41,500
Unemployment Rate
4.2%
Population
228,989
Top Industries
HealthcareEducationGovernmentManufacturingRetail

St. Cloud, MN

Median Household Income
$74,000
Per Capita Income
$42,200
Unemployment Rate
3.7%
Population
67,984
Top Industries
HealthcareManufacturingEducationRetailTechnology

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Spokane, WA
4.1×income-to-rent ratio

76% of income left after rent (median)

St. Cloud, MN
5.2×income-to-rent ratio

81% of income left after rent (median)

Spokane vs other cities

Spokane, WA
vs
Bellingham, WA
Index: 100.3Index: 103.3
Spokane, WA
vs
Bremerton, WA
Index: 100.3Index: 105.6
Spokane, WA
vs
Kennewick, WA
Index: 100.3Index: 100.1
Spokane, WA
vs
Santa Clarita, CA
Index: 100.3Index: 113.6
Spokane, WA
vs
Fremont, CA
Index: 100.3Index: 115.6

St. Cloud vs other cities

St. Cloud, MN
vs
Duluth, MN
Index: 87.6Index: 88.8
St. Cloud, MN
vs
Minneapolis, MN
Index: 87.6Index: 104.8
St. Cloud, MN
vs
Rochester, MN
Index: 87.6Index: 90.8
St. Cloud, MN
vs
Johnson City, TN
Index: 87.6Index: 87.9
St. Cloud, MN
vs
Portland, ME
Index: 87.6Index: 101.9

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.