CostIndexUSA

South Bend, IN vs Virginia Beach, VA Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

More AffordableIN
South Bend
92.9
overall index
$1,375/mo rent
VA
Virginia Beach
97.9
overall index
$1,800/mo rent

South Bend is moderately cheaper than Virginia Beach — 5.4% lower overall cost of living.

To match an $80,000 salary in South Bend, you would need $84,300 in Virginia Beach. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing+33.8%
South Bend
74.6
Virginia Beach
99.8
🛒 Groceries+2.8%
South Bend
94.2
Virginia Beach
96.8
🚗 Transportation0.7%
South Bend
104.2
Virginia Beach
103.5
🏥 Healthcare0.6%
South Bend
94.3
Virginia Beach
93.7
Utilities+2.2%
South Bend
87.7
Virginia Beach
89.6

Salary Equivalency Calculator

Enter your current salary in South Bend to see what you'd need to earn in Virginia Beach to maintain the same purchasing power.

$
Equivalent salary in Virginia Beach, VA
$84,300
$4,300 more needed in Virginia Beach

Formula: salary × (97.9 ÷ 92.9) = salary × 1.0538. Based on BEA Regional Price Parities.

Housing Market

South Bend, IN

Median Home Price
$221,000
Median Monthly Rent
$1,375
Housing Index
74.6
Price-to-Rent Ratio
13.4×

Virginia Beach, VA

Median Home Price
$360,000
Median Monthly Rent
$1,800
Housing Index
99.8
Price-to-Rent Ratio
16.7×

Virginia Beach has 33.8% higher housing costs compared to South Bend.

Income & Job Market

South Bend, IN

Median Household Income
$65,800
Per Capita Income
$37,500
Unemployment Rate
4.7%
Population
103,453
Top Industries
HealthcareEducationManufacturingFinanceRetail

Virginia Beach, VA

Median Household Income
$79,300
Per Capita Income
$45,200
Unemployment Rate
4.3%
Population
459,470
Top Industries
MilitaryTourismHealthcareRetailGovernment

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

South Bend, IN
4.0×income-to-rent ratio

75% of income left after rent (median)

Virginia Beach, VA
3.7×income-to-rent ratio

73% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.