CostIndexUSA

South Bend, IN vs Tampa, FL Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

More AffordableIN
South Bend
92.9
overall index
$1,375/mo rent
FL
Tampa
100.9
overall index
$1,975/mo rent

South Bend is moderately cheaper than Tampa — 8.6% lower overall cost of living.

To match an $80,000 salary in South Bend, you would need $86,900 in Tampa. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing+68.6%
South Bend
74.6
Tampa
125.8
🛒 Groceries+1.4%
South Bend
94.2
Tampa
95.5
🚗 Transportation1.7%
South Bend
104.2
Tampa
102.4
🏥 Healthcare1.7%
South Bend
94.3
Tampa
92.7
Utilities+0.9%
South Bend
87.7
Tampa
88.5

Salary Equivalency Calculator

Enter your current salary in South Bend to see what you'd need to earn in Tampa to maintain the same purchasing power.

$
Equivalent salary in Tampa, FL
$86,900
$6,900 more needed in Tampa

Formula: salary × (100.9 ÷ 92.9) = salary × 1.0861. Based on BEA Regional Price Parities.

Housing Market

South Bend, IN

Median Home Price
$221,000
Median Monthly Rent
$1,375
Housing Index
74.6
Price-to-Rent Ratio
13.4×

Tampa, FL

Median Home Price
$352,000
Median Monthly Rent
$1,975
Housing Index
125.8
Price-to-Rent Ratio
14.9×

Tampa has 68.6% higher housing costs compared to South Bend.

Income & Job Market

South Bend, IN

Median Household Income
$65,800
Per Capita Income
$37,500
Unemployment Rate
4.7%
Population
103,453
Top Industries
HealthcareEducationManufacturingFinanceRetail

Tampa, FL

Median Household Income
$72,700
Per Capita Income
$41,400
Unemployment Rate
4.1%
Population
399,700
Top Industries
FinanceHealthcareTourismTechnologyLogistics

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

South Bend, IN
4.0×income-to-rent ratio

75% of income left after rent (median)

Tampa, FL
3.1×income-to-rent ratio

67% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.