CostIndexUSA

South Bend, IN vs Stockton, CA Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

More AffordableIN
South Bend
92.9
overall index
$1,375/mo rent
CA
Stockton
105.1
overall index
$2,325/mo rent

South Bend is moderately cheaper than Stockton — 13.1% lower overall cost of living.

To match an $80,000 salary in South Bend, you would need $90,500 in Stockton. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing+55.0%
South Bend
74.6
Stockton
115.6
🛒 Groceries+11.7%
South Bend
94.2
Stockton
105.2
🚗 Transportation+1.1%
South Bend
104.2
Stockton
105.3
🏥 Healthcare+1.1%
South Bend
94.3
Stockton
95.3
Utilities+80.4%
South Bend
87.7
Stockton
158.2

Salary Equivalency Calculator

Enter your current salary in South Bend to see what you'd need to earn in Stockton to maintain the same purchasing power.

$
Equivalent salary in Stockton, CA
$90,500
$10,500 more needed in Stockton

Formula: salary × (105.1 ÷ 92.9) = salary × 1.1313. Based on BEA Regional Price Parities.

Housing Market

South Bend, IN

Median Home Price
$221,000
Median Monthly Rent
$1,375
Housing Index
74.6
Price-to-Rent Ratio
13.4×

Stockton, CA

Median Home Price
$522,000
Median Monthly Rent
$2,325
Housing Index
115.6
Price-to-Rent Ratio
18.7×

Stockton has 55.0% higher housing costs compared to South Bend.

Income & Job Market

South Bend, IN

Median Household Income
$65,800
Per Capita Income
$37,500
Unemployment Rate
4.7%
Population
103,453
Top Industries
HealthcareEducationManufacturingFinanceRetail

Stockton, CA

Median Household Income
$87,400
Per Capita Income
$49,800
Unemployment Rate
6.6%
Population
320,804
Top Industries
AgricultureHealthcareLogisticsManufacturingEducation

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

South Bend, IN
4.0×income-to-rent ratio

75% of income left after rent (median)

Stockton, CA
3.1×income-to-rent ratio

68% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.