CostIndexUSA

Santa Rosa, CA vs South Bend, IN Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

CA
Santa Rosa
107.8
overall index
$2,600/mo rent
More AffordableIN
South Bend
92.9
overall index
$1,375/mo rent

South Bend is moderately cheaper than Santa Rosa — 13.8% lower overall cost of living.

To match an $80,000 salary in Santa Rosa, you would need $68,900 in South Bend. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing46.6%
Santa Rosa
139.6
South Bend
74.6
🛒 Groceries10.5%
Santa Rosa
105.2
South Bend
94.2
🚗 Transportation1.0%
Santa Rosa
105.3
South Bend
104.2
🏥 Healthcare1.0%
Santa Rosa
95.3
South Bend
94.3
Utilities43.3%
Santa Rosa
154.8
South Bend
87.7

Salary Equivalency Calculator

Enter your current salary in Santa Rosa to see what you'd need to earn in South Bend to maintain the same purchasing power.

$
Equivalent salary in South Bend, IN
$68,900
$11,100 less needed in South Bend

Formula: salary × (92.9 ÷ 107.8) = salary × 0.8618. Based on BEA Regional Price Parities.

Housing Market

Santa Rosa, CA

Median Home Price
$770,000
Median Monthly Rent
$2,600
Housing Index
139.6
Price-to-Rent Ratio
24.7×

South Bend, IN

Median Home Price
$221,000
Median Monthly Rent
$1,375
Housing Index
74.6
Price-to-Rent Ratio
13.4×

Santa Rosa has 46.6% lower housing costs compared to South Bend.

Income & Job Market

Santa Rosa, CA

Median Household Income
$100,700
Per Capita Income
$57,400
Unemployment Rate
4%
Population
178,127
Top Industries
HealthcareAgricultureTourismTechnologyRetail

South Bend, IN

Median Household Income
$65,800
Per Capita Income
$37,500
Unemployment Rate
4.7%
Population
103,453
Top Industries
HealthcareEducationManufacturingFinanceRetail

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Santa Rosa, CA
3.2×income-to-rent ratio

69% of income left after rent (median)

South Bend, IN
4.0×income-to-rent ratio

75% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.