CostIndexUSA

Santa Cruz, CA vs Youngstown, OH Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

CA
Santa Cruz
109.9
overall index
$3,425/mo rent
More AffordableOH
Youngstown
87.4
overall index
$1,025/mo rent

Youngstown is significantly cheaper than Santa Cruz — 20.5% lower overall cost of living.

To match an $80,000 salary in Santa Cruz, you would need $63,600 in Youngstown. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing67.5%
Santa Cruz
164.3
Youngstown
53.4
🛒 Groceries11.0%
Santa Cruz
105.2
Youngstown
93.6
🚗 Transportation1.3%
Santa Cruz
105.3
Youngstown
103.9
🏥 Healthcare1.4%
Santa Cruz
95.3
Youngstown
94
Utilities36.9%
Santa Cruz
152.7
Youngstown
96.3

Salary Equivalency Calculator

Enter your current salary in Santa Cruz to see what you'd need to earn in Youngstown to maintain the same purchasing power.

$
Equivalent salary in Youngstown, OH
$63,600
$16,400 less needed in Youngstown

Formula: salary × (87.4 ÷ 109.9) = salary × 0.7953. Based on BEA Regional Price Parities.

Housing Market

Santa Cruz, CA

Median Home Price
$1,091,000
Median Monthly Rent
$3,425
Housing Index
164.3
Price-to-Rent Ratio
26.5×

Youngstown, OH

Median Home Price
$163,000
Median Monthly Rent
$1,025
Housing Index
53.4
Price-to-Rent Ratio
13.3×

Santa Cruz has 67.5% lower housing costs compared to Youngstown.

Income & Job Market

Santa Cruz, CA

Median Household Income
$105,600
Per Capita Income
$60,200
Unemployment Rate
5.8%
Population
64,725
Top Industries
EducationTechnologyTourismAgricultureHealthcare

Youngstown, OH

Median Household Income
$51,400
Per Capita Income
$29,300
Unemployment Rate
4%
Population
60,068
Top Industries
HealthcareManufacturingEducationGovernmentRetail

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Santa Cruz, CA
2.6×income-to-rent ratio

61% of income left after rent (median)

Youngstown, OH
4.2×income-to-rent ratio

76% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.