CostIndexUSA

Santa Cruz, CA vs Visalia, CA Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

CA
Santa Cruz
109.9
overall index
$3,425/mo rent
More AffordableCA
Visalia
99.8
overall index
$1,775/mo rent

Visalia is moderately cheaper than Santa Cruz — 9.2% lower overall cost of living.

To match an $80,000 salary in Santa Cruz, you would need $72,600 in Visalia. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing48.8%
Santa Cruz
164.3
Visalia
84.1
🛒 Groceries≈ Equal
Santa Cruz
105.2
Visalia
105.2
🚗 Transportation≈ Equal
Santa Cruz
105.3
Visalia
105.3
🏥 Healthcare≈ Equal
Santa Cruz
95.3
Visalia
95.3
Utilities+2.4%
Santa Cruz
152.7
Visalia
156.4

Salary Equivalency Calculator

Enter your current salary in Santa Cruz to see what you'd need to earn in Visalia to maintain the same purchasing power.

$
Equivalent salary in Visalia, CA
$72,600
$7,400 less needed in Visalia

Formula: salary × (99.8 ÷ 109.9) = salary × 0.9081. Based on BEA Regional Price Parities.

Housing Market

Santa Cruz, CA

Median Home Price
$1,091,000
Median Monthly Rent
$3,425
Housing Index
164.3
Price-to-Rent Ratio
26.5×

Visalia, CA

Median Home Price
$352,000
Median Monthly Rent
$1,775
Housing Index
84.1
Price-to-Rent Ratio
16.5×

Santa Cruz has 48.8% lower housing costs compared to Visalia.

Income & Job Market

Santa Cruz, CA

Median Household Income
$105,600
Per Capita Income
$60,200
Unemployment Rate
5.8%
Population
64,725
Top Industries
EducationTechnologyTourismAgricultureHealthcare

Visalia, CA

Median Household Income
$73,100
Per Capita Income
$41,700
Unemployment Rate
8.2%
Population
141,384
Top Industries
AgricultureHealthcareManufacturingRetailGovernment

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Santa Cruz, CA
2.6×income-to-rent ratio

61% of income left after rent (median)

Visalia, CA
3.4×income-to-rent ratio

71% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.