CostIndexUSA

Santa Cruz, CA vs Twin Falls, ID Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

CA
Santa Cruz
109.9
overall index
$3,425/mo rent
More AffordableID
Twin Falls
92.1
overall index
$1,675/mo rent

Twin Falls is significantly cheaper than Santa Cruz — 16.2% lower overall cost of living.

To match an $80,000 salary in Santa Cruz, you would need $67,000 in Twin Falls. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing55.1%
Santa Cruz
164.3
Twin Falls
73.8
🛒 Groceries8.6%
Santa Cruz
105.2
Twin Falls
96.2
🚗 Transportation1.3%
Santa Cruz
105.3
Twin Falls
103.9
🏥 Healthcare1.4%
Santa Cruz
95.3
Twin Falls
94
Utilities54.2%
Santa Cruz
152.7
Twin Falls
70

Salary Equivalency Calculator

Enter your current salary in Santa Cruz to see what you'd need to earn in Twin Falls to maintain the same purchasing power.

$
Equivalent salary in Twin Falls, ID
$67,000
$13,000 less needed in Twin Falls

Formula: salary × (92.1 ÷ 109.9) = salary × 0.8380. Based on BEA Regional Price Parities.

Housing Market

Santa Cruz, CA

Median Home Price
$1,091,000
Median Monthly Rent
$3,425
Housing Index
164.3
Price-to-Rent Ratio
26.5×

Twin Falls, ID

Median Home Price
$371,000
Median Monthly Rent
$1,675
Housing Index
73.8
Price-to-Rent Ratio
18.5×

Santa Cruz has 55.1% lower housing costs compared to Twin Falls.

Income & Job Market

Santa Cruz, CA

Median Household Income
$105,600
Per Capita Income
$60,200
Unemployment Rate
5.8%
Population
64,725
Top Industries
EducationTechnologyTourismAgricultureHealthcare

Twin Falls, ID

Median Household Income
$66,100
Per Capita Income
$37,700
Unemployment Rate
2.5%
Population
50,085
Top Industries
AgricultureHealthcareManufacturingRetailGovernment

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Santa Cruz, CA
2.6×income-to-rent ratio

61% of income left after rent (median)

Twin Falls, ID
3.3×income-to-rent ratio

70% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.