CostIndexUSA

Santa Cruz, CA vs Tuscaloosa, AL Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

CA
Santa Cruz
109.9
overall index
$3,425/mo rent
More AffordableAL
Tuscaloosa
87.7
overall index
$1,525/mo rent

Tuscaloosa is significantly cheaper than Santa Cruz — 20.2% lower overall cost of living.

To match an $80,000 salary in Santa Cruz, you would need $63,800 in Tuscaloosa. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing64.6%
Santa Cruz
164.3
Tuscaloosa
58.2
🛒 Groceries8.4%
Santa Cruz
105.2
Tuscaloosa
96.4
🚗 Transportation3.6%
Santa Cruz
105.3
Tuscaloosa
101.5
🏥 Healthcare3.6%
Santa Cruz
95.3
Tuscaloosa
91.9
Utilities44.7%
Santa Cruz
152.7
Tuscaloosa
84.4

Salary Equivalency Calculator

Enter your current salary in Santa Cruz to see what you'd need to earn in Tuscaloosa to maintain the same purchasing power.

$
Equivalent salary in Tuscaloosa, AL
$63,800
$16,200 less needed in Tuscaloosa

Formula: salary × (87.7 ÷ 109.9) = salary × 0.7980. Based on BEA Regional Price Parities.

Housing Market

Santa Cruz, CA

Median Home Price
$1,091,000
Median Monthly Rent
$3,425
Housing Index
164.3
Price-to-Rent Ratio
26.5×

Tuscaloosa, AL

Median Home Price
$213,000
Median Monthly Rent
$1,525
Housing Index
58.2
Price-to-Rent Ratio
11.6×

Santa Cruz has 64.6% lower housing costs compared to Tuscaloosa.

Income & Job Market

Santa Cruz, CA

Median Household Income
$105,600
Per Capita Income
$60,200
Unemployment Rate
5.8%
Population
64,725
Top Industries
EducationTechnologyTourismAgricultureHealthcare

Tuscaloosa, AL

Median Household Income
$58,200
Per Capita Income
$33,200
Unemployment Rate
5.9%
Population
99,543
Top Industries
EducationHealthcareManufacturingAutomotiveGovernment

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Santa Cruz, CA
2.6×income-to-rent ratio

61% of income left after rent (median)

Tuscaloosa, AL
3.2×income-to-rent ratio

69% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.