CostIndexUSA

Santa Cruz, CA vs Spokane, WA Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

CA
Santa Cruz
109.9
overall index
$3,425/mo rent
More AffordableWA
Spokane
100.3
overall index
$1,475/mo rent

Spokane is moderately cheaper than Santa Cruz — 8.7% lower overall cost of living.

To match an $80,000 salary in Santa Cruz, you would need $73,000 in Spokane. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing40.9%
Santa Cruz
164.3
Spokane
97.1
🛒 Groceries≈ Equal
Santa Cruz
105.2
Spokane
105
🚗 Transportation0.9%
Santa Cruz
105.3
Spokane
104.4
🏥 Healthcare0.8%
Santa Cruz
95.3
Spokane
94.5
Utilities40.3%
Santa Cruz
152.7
Spokane
91.2

Salary Equivalency Calculator

Enter your current salary in Santa Cruz to see what you'd need to earn in Spokane to maintain the same purchasing power.

$
Equivalent salary in Spokane, WA
$73,000
$7,000 less needed in Spokane

Formula: salary × (100.3 ÷ 109.9) = salary × 0.9126. Based on BEA Regional Price Parities.

Housing Market

Santa Cruz, CA

Median Home Price
$1,091,000
Median Monthly Rent
$3,425
Housing Index
164.3
Price-to-Rent Ratio
26.5×

Spokane, WA

Median Home Price
$406,000
Median Monthly Rent
$1,475
Housing Index
97.1
Price-to-Rent Ratio
22.9×

Santa Cruz has 40.9% lower housing costs compared to Spokane.

Income & Job Market

Santa Cruz, CA

Median Household Income
$105,600
Per Capita Income
$60,200
Unemployment Rate
5.8%
Population
64,725
Top Industries
EducationTechnologyTourismAgricultureHealthcare

Spokane, WA

Median Household Income
$72,800
Per Capita Income
$41,500
Unemployment Rate
4.2%
Population
228,989
Top Industries
HealthcareEducationGovernmentManufacturingRetail

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Santa Cruz, CA
2.6×income-to-rent ratio

61% of income left after rent (median)

Spokane, WA
4.1×income-to-rent ratio

76% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.