CostIndexUSA

Santa Cruz, CA vs Sioux City, IA Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

CA
Santa Cruz
109.9
overall index
$3,425/mo rent
More AffordableIA
Sioux City
86.5
overall index
$1,150/mo rent

Sioux City is significantly cheaper than Santa Cruz — 21.3% lower overall cost of living.

To match an $80,000 salary in Santa Cruz, you would need $63,000 in Sioux City. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing64.8%
Santa Cruz
164.3
Sioux City
57.8
🛒 Groceries10.6%
Santa Cruz
105.2
Sioux City
94
🚗 Transportation7.5%
Santa Cruz
105.3
Sioux City
97.4
🏥 Healthcare7.6%
Santa Cruz
95.3
Sioux City
88.1
Utilities45.8%
Santa Cruz
152.7
Sioux City
82.7

Salary Equivalency Calculator

Enter your current salary in Santa Cruz to see what you'd need to earn in Sioux City to maintain the same purchasing power.

$
Equivalent salary in Sioux City, IA
$63,000
$17,000 less needed in Sioux City

Formula: salary × (86.5 ÷ 109.9) = salary × 0.7871. Based on BEA Regional Price Parities.

Housing Market

Santa Cruz, CA

Median Home Price
$1,091,000
Median Monthly Rent
$3,425
Housing Index
164.3
Price-to-Rent Ratio
26.5×

Sioux City, IA

Median Home Price
$211,000
Median Monthly Rent
$1,150
Housing Index
57.8
Price-to-Rent Ratio
15.3×

Santa Cruz has 64.8% lower housing costs compared to Sioux City.

Income & Job Market

Santa Cruz, CA

Median Household Income
$105,600
Per Capita Income
$60,200
Unemployment Rate
5.8%
Population
64,725
Top Industries
EducationTechnologyTourismAgricultureHealthcare

Sioux City, IA

Median Household Income
$70,700
Per Capita Income
$40,300
Unemployment Rate
3%
Population
82,684
Top Industries
HealthcareManufacturingAgricultureRetailEducation

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Santa Cruz, CA
2.6×income-to-rent ratio

61% of income left after rent (median)

Sioux City, IA
5.1×income-to-rent ratio

80% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.