CostIndexUSA

Santa Barbara, CA vs Toledo, OH Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

CA
Santa Barbara
108.8
overall index
$2,275/mo rent
More AffordableOH
Toledo
91.5
overall index
$1,150/mo rent

Toledo is significantly cheaper than Santa Barbara — 15.9% lower overall cost of living.

To match an $80,000 salary in Santa Barbara, you would need $67,300 in Toledo. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing55.5%
Santa Barbara
151.4
Toledo
67.3
🛒 Groceries11.0%
Santa Barbara
105.2
Toledo
93.6
🚗 Transportation1.3%
Santa Barbara
105.3
Toledo
103.9
🏥 Healthcare1.4%
Santa Barbara
95.3
Toledo
94
Utilities35.7%
Santa Barbara
149.8
Toledo
96.3

Salary Equivalency Calculator

Enter your current salary in Santa Barbara to see what you'd need to earn in Toledo to maintain the same purchasing power.

$
Equivalent salary in Toledo, OH
$67,300
$12,700 less needed in Toledo

Formula: salary × (91.5 ÷ 108.8) = salary × 0.8410. Based on BEA Regional Price Parities.

Housing Market

Santa Barbara, CA

Median Home Price
$510,000
Median Monthly Rent
$2,275
Housing Index
151.4
Price-to-Rent Ratio
18.7×

Toledo, OH

Median Home Price
$190,000
Median Monthly Rent
$1,150
Housing Index
67.3
Price-to-Rent Ratio
13.8×

Santa Barbara has 55.5% lower housing costs compared to Toledo.

Income & Job Market

Santa Barbara, CA

Median Household Income
$91,200
Per Capita Income
$52,000
Unemployment Rate
6.1%
Population
88,255
Top Industries
EducationTourismTechnologyHealthcareBiotechnology

Toledo, OH

Median Household Income
$63,100
Per Capita Income
$36,000
Unemployment Rate
5.1%
Population
270,871
Top Industries
ManufacturingHealthcareGovernmentRetailEducation

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Santa Barbara, CA
3.3×income-to-rent ratio

70% of income left after rent (median)

Toledo, OH
4.6×income-to-rent ratio

78% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.