CostIndexUSA

Santa Barbara, CA vs Sioux Falls, SD Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

CA
Santa Barbara
108.8
overall index
$2,275/mo rent
More AffordableSD
Sioux Falls
90.6
overall index
$1,225/mo rent

Sioux Falls is significantly cheaper than Santa Barbara — 16.7% lower overall cost of living.

To match an $80,000 salary in Santa Barbara, you would need $66,600 in Sioux Falls. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing48.7%
Santa Barbara
151.4
Sioux Falls
77.6
🛒 Groceries9.2%
Santa Barbara
105.2
Sioux Falls
95.5
🚗 Transportation8.4%
Santa Barbara
105.3
Sioux Falls
96.5
🏥 Healthcare8.4%
Santa Barbara
95.3
Sioux Falls
87.3
Utilities46.1%
Santa Barbara
149.8
Sioux Falls
80.7

Salary Equivalency Calculator

Enter your current salary in Santa Barbara to see what you'd need to earn in Sioux Falls to maintain the same purchasing power.

$
Equivalent salary in Sioux Falls, SD
$66,600
$13,400 less needed in Sioux Falls

Formula: salary × (90.6 ÷ 108.8) = salary × 0.8327. Based on BEA Regional Price Parities.

Housing Market

Santa Barbara, CA

Median Home Price
$510,000
Median Monthly Rent
$2,275
Housing Index
151.4
Price-to-Rent Ratio
18.7×

Sioux Falls, SD

Median Home Price
$329,000
Median Monthly Rent
$1,225
Housing Index
77.6
Price-to-Rent Ratio
22.4×

Santa Barbara has 48.7% lower housing costs compared to Sioux Falls.

Income & Job Market

Santa Barbara, CA

Median Household Income
$91,200
Per Capita Income
$52,000
Unemployment Rate
6.1%
Population
88,255
Top Industries
EducationTourismTechnologyHealthcareBiotechnology

Sioux Falls, SD

Median Household Income
$76,200
Per Capita Income
$43,400
Unemployment Rate
2%
Population
192,517
Top Industries
FinanceHealthcareRetailManufacturingAgriculture

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Santa Barbara, CA
3.3×income-to-rent ratio

70% of income left after rent (median)

Sioux Falls, SD
5.2×income-to-rent ratio

81% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.