CostIndexUSA

Santa Barbara, CA vs Santa Rosa, CA Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

CA
Santa Barbara
108.8
overall index
$2,275/mo rent
More AffordableCA
Santa Rosa
107.8
overall index
$2,600/mo rent

Santa Rosa is slightly cheaper than Santa Barbara — 0.9% lower overall cost of living.

To match an $80,000 salary in Santa Barbara, you would need $79,300 in Santa Rosa. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing7.8%
Santa Barbara
151.4
Santa Rosa
139.6
🛒 Groceries≈ Equal
Santa Barbara
105.2
Santa Rosa
105.2
🚗 Transportation≈ Equal
Santa Barbara
105.3
Santa Rosa
105.3
🏥 Healthcare≈ Equal
Santa Barbara
95.3
Santa Rosa
95.3
Utilities+3.3%
Santa Barbara
149.8
Santa Rosa
154.8

Salary Equivalency Calculator

Enter your current salary in Santa Barbara to see what you'd need to earn in Santa Rosa to maintain the same purchasing power.

$
Equivalent salary in Santa Rosa, CA
$79,300
$700 less needed in Santa Rosa

Formula: salary × (107.8 ÷ 108.8) = salary × 0.9908. Based on BEA Regional Price Parities.

Housing Market

Santa Barbara, CA

Median Home Price
$510,000
Median Monthly Rent
$2,275
Housing Index
151.4
Price-to-Rent Ratio
18.7×

Santa Rosa, CA

Median Home Price
$770,000
Median Monthly Rent
$2,600
Housing Index
139.6
Price-to-Rent Ratio
24.7×

Santa Barbara has 7.8% lower housing costs compared to Santa Rosa.

Income & Job Market

Santa Barbara, CA

Median Household Income
$91,200
Per Capita Income
$52,000
Unemployment Rate
6.1%
Population
88,255
Top Industries
EducationTourismTechnologyHealthcareBiotechnology

Santa Rosa, CA

Median Household Income
$100,700
Per Capita Income
$57,400
Unemployment Rate
4%
Population
178,127
Top Industries
HealthcareAgricultureTourismTechnologyRetail

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Santa Barbara, CA
3.3×income-to-rent ratio

70% of income left after rent (median)

Santa Rosa, CA
3.2×income-to-rent ratio

69% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.