CostIndexUSA

Santa Ana, CA vs Santa Barbara, CA Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

CA
Santa Ana
113.6
overall index
$2,550/mo rent
More AffordableCA
Santa Barbara
108.8
overall index
$2,275/mo rent

Santa Barbara is slightly cheaper than Santa Ana — 4.2% lower overall cost of living.

To match an $80,000 salary in Santa Ana, you would need $76,600 in Santa Barbara. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing11.2%
Santa Ana
170.4
Santa Barbara
151.4
🛒 Groceries1.3%
Santa Ana
106.6
Santa Barbara
105.2
🚗 Transportation3.9%
Santa Ana
109.6
Santa Barbara
105.3
🏥 Healthcare3.8%
Santa Ana
99.1
Santa Barbara
95.3
Utilities5.5%
Santa Ana
158.6
Santa Barbara
149.8

Salary Equivalency Calculator

Enter your current salary in Santa Ana to see what you'd need to earn in Santa Barbara to maintain the same purchasing power.

$
Equivalent salary in Santa Barbara, CA
$76,600
$3,400 less needed in Santa Barbara

Formula: salary × (108.8 ÷ 113.6) = salary × 0.9577. Based on BEA Regional Price Parities.

Housing Market

Santa Ana, CA

Median Home Price
$565,000
Median Monthly Rent
$2,550
Housing Index
170.4
Price-to-Rent Ratio
18.5×

Santa Barbara, CA

Median Home Price
$510,000
Median Monthly Rent
$2,275
Housing Index
151.4
Price-to-Rent Ratio
18.7×

Santa Ana has 11.2% lower housing costs compared to Santa Barbara.

Income & Job Market

Santa Ana, CA

Median Household Income
$92,000
Per Capita Income
$52,400
Unemployment Rate
5.5%
Population
310,227
Top Industries
HealthcareManufacturingRetailEducationFinance

Santa Barbara, CA

Median Household Income
$91,200
Per Capita Income
$52,000
Unemployment Rate
6.1%
Population
88,255
Top Industries
EducationTourismTechnologyHealthcareBiotechnology

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Santa Ana, CA
3.0×income-to-rent ratio

67% of income left after rent (median)

Santa Barbara, CA
3.3×income-to-rent ratio

70% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.