CostIndexUSA

San Luis Obispo, CA vs Utica, NY Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

CA
San Luis Obispo
108.6
overall index
$3,000/mo rent
More AffordableNY
Utica
92.7
overall index
$1,375/mo rent

Utica is moderately cheaper than San Luis Obispo — 14.6% lower overall cost of living.

To match an $80,000 salary in San Luis Obispo, you would need $68,300 in Utica. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing54.2%
San Luis Obispo
144.4
Utica
66.1
🛒 Groceries5.2%
San Luis Obispo
105.2
Utica
99.7
🚗 Transportation2.6%
San Luis Obispo
105.3
Utica
102.6
🏥 Healthcare2.5%
San Luis Obispo
95.3
Utica
92.9
Utilities10.8%
San Luis Obispo
147.8
Utica
131.9

Salary Equivalency Calculator

Enter your current salary in San Luis Obispo to see what you'd need to earn in Utica to maintain the same purchasing power.

$
Equivalent salary in Utica, NY
$68,300
$11,700 less needed in Utica

Formula: salary × (92.7 ÷ 108.6) = salary × 0.8536. Based on BEA Regional Price Parities.

Housing Market

San Luis Obispo, CA

Median Home Price
$880,000
Median Monthly Rent
$3,000
Housing Index
144.4
Price-to-Rent Ratio
24.4×

Utica, NY

Median Home Price
$213,000
Median Monthly Rent
$1,375
Housing Index
66.1
Price-to-Rent Ratio
12.9×

San Luis Obispo has 54.2% lower housing costs compared to Utica.

Income & Job Market

San Luis Obispo, CA

Median Household Income
$90,700
Per Capita Income
$51,700
Unemployment Rate
4.4%
Population
47,536
Top Industries
EducationTourismAgricultureHealthcareTechnology

Utica, NY

Median Household Income
$61,800
Per Capita Income
$35,200
Unemployment Rate
4.5%
Population
60,651
Top Industries
HealthcareManufacturingGovernmentEducationRetail

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

San Luis Obispo, CA
2.5×income-to-rent ratio

60% of income left after rent (median)

Utica, NY
3.7×income-to-rent ratio

73% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.