CostIndexUSA

San Luis Obispo, CA vs Santa Rosa, CA Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

CA
San Luis Obispo
108.6
overall index
$3,000/mo rent
More AffordableCA
Santa Rosa
107.8
overall index
$2,600/mo rent

Santa Rosa is slightly cheaper than San Luis Obispo — 0.7% lower overall cost of living.

To match an $80,000 salary in San Luis Obispo, you would need $79,400 in Santa Rosa. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing3.3%
San Luis Obispo
144.4
Santa Rosa
139.6
🛒 Groceries≈ Equal
San Luis Obispo
105.2
Santa Rosa
105.2
🚗 Transportation≈ Equal
San Luis Obispo
105.3
Santa Rosa
105.3
🏥 Healthcare≈ Equal
San Luis Obispo
95.3
Santa Rosa
95.3
Utilities+4.7%
San Luis Obispo
147.8
Santa Rosa
154.8

Salary Equivalency Calculator

Enter your current salary in San Luis Obispo to see what you'd need to earn in Santa Rosa to maintain the same purchasing power.

$
Equivalent salary in Santa Rosa, CA
$79,400
$600 less needed in Santa Rosa

Formula: salary × (107.8 ÷ 108.6) = salary × 0.9926. Based on BEA Regional Price Parities.

Housing Market

San Luis Obispo, CA

Median Home Price
$880,000
Median Monthly Rent
$3,000
Housing Index
144.4
Price-to-Rent Ratio
24.4×

Santa Rosa, CA

Median Home Price
$770,000
Median Monthly Rent
$2,600
Housing Index
139.6
Price-to-Rent Ratio
24.7×

San Luis Obispo has 3.3% lower housing costs compared to Santa Rosa.

Income & Job Market

San Luis Obispo, CA

Median Household Income
$90,700
Per Capita Income
$51,700
Unemployment Rate
4.4%
Population
47,536
Top Industries
EducationTourismAgricultureHealthcareTechnology

Santa Rosa, CA

Median Household Income
$100,700
Per Capita Income
$57,400
Unemployment Rate
4%
Population
178,127
Top Industries
HealthcareAgricultureTourismTechnologyRetail

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

San Luis Obispo, CA
2.5×income-to-rent ratio

60% of income left after rent (median)

Santa Rosa, CA
3.2×income-to-rent ratio

69% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.