CostIndexUSA

San Francisco, CA vs Virginia Beach, VA Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

CA
San Francisco
115.6
overall index
$3,075/mo rent
More AffordableVA
Virginia Beach
97.9
overall index
$1,800/mo rent

Virginia Beach is significantly cheaper than San Francisco — 15.3% lower overall cost of living.

To match an $80,000 salary in San Francisco, you would need $67,800 in Virginia Beach. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing48.7%
San Francisco
194.7
Virginia Beach
99.8
🛒 Groceries10.8%
San Francisco
108.5
Virginia Beach
96.8
🚗 Transportation7.2%
San Francisco
111.5
Virginia Beach
103.5
🏥 Healthcare7.1%
San Francisco
100.9
Virginia Beach
93.7
Utilities48.1%
San Francisco
172.6
Virginia Beach
89.6

Salary Equivalency Calculator

Enter your current salary in San Francisco to see what you'd need to earn in Virginia Beach to maintain the same purchasing power.

$
Equivalent salary in Virginia Beach, VA
$67,800
$12,200 less needed in Virginia Beach

Formula: salary × (97.9 ÷ 115.6) = salary × 0.8469. Based on BEA Regional Price Parities.

Housing Market

San Francisco, CA

Median Home Price
$1,090,000
Median Monthly Rent
$3,075
Housing Index
194.7
Price-to-Rent Ratio
29.5×

Virginia Beach, VA

Median Home Price
$360,000
Median Monthly Rent
$1,800
Housing Index
99.8
Price-to-Rent Ratio
16.7×

San Francisco has 48.7% lower housing costs compared to Virginia Beach.

Income & Job Market

San Francisco, CA

Median Household Income
$127,800
Per Capita Income
$72,800
Unemployment Rate
5%
Population
873,965
Top Industries
TechnologyFinanceTourismHealthcareMedia

Virginia Beach, VA

Median Household Income
$79,300
Per Capita Income
$45,200
Unemployment Rate
4.3%
Population
459,470
Top Industries
MilitaryTourismHealthcareRetailGovernment

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

San Francisco, CA
3.5×income-to-rent ratio

71% of income left after rent (median)

Virginia Beach, VA
3.7×income-to-rent ratio

73% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.