CostIndexUSA

San Francisco, CA vs Tyler, TX Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

CA
San Francisco
115.6
overall index
$3,075/mo rent
More AffordableTX
Tyler
92.2
overall index
$1,325/mo rent

Tyler is significantly cheaper than San Francisco — 20.2% lower overall cost of living.

To match an $80,000 salary in San Francisco, you would need $63,800 in Tyler. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing59.0%
San Francisco
194.7
Tyler
79.9
🛒 Groceries13.5%
San Francisco
108.5
Tyler
93.8
🚗 Transportation9.3%
San Francisco
111.5
Tyler
101.1
🏥 Healthcare9.4%
San Francisco
100.9
Tyler
91.4
Utilities52.0%
San Francisco
172.6
Tyler
82.9

Salary Equivalency Calculator

Enter your current salary in San Francisco to see what you'd need to earn in Tyler to maintain the same purchasing power.

$
Equivalent salary in Tyler, TX
$63,800
$16,200 less needed in Tyler

Formula: salary × (92.2 ÷ 115.6) = salary × 0.7976. Based on BEA Regional Price Parities.

Housing Market

San Francisco, CA

Median Home Price
$1,090,000
Median Monthly Rent
$3,075
Housing Index
194.7
Price-to-Rent Ratio
29.5×

Tyler, TX

Median Home Price
$262,000
Median Monthly Rent
$1,325
Housing Index
79.9
Price-to-Rent Ratio
16.5×

San Francisco has 59.0% lower housing costs compared to Tyler.

Income & Job Market

San Francisco, CA

Median Household Income
$127,800
Per Capita Income
$72,800
Unemployment Rate
5%
Population
873,965
Top Industries
TechnologyFinanceTourismHealthcareMedia

Tyler, TX

Median Household Income
$72,300
Per Capita Income
$41,200
Unemployment Rate
3.5%
Population
104,798
Top Industries
HealthcareEnergyManufacturingRetailEducation

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

San Francisco, CA
3.5×income-to-rent ratio

71% of income left after rent (median)

Tyler, TX
4.5×income-to-rent ratio

78% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.